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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Exceeded my expectations

5
This is the first time I have used Habito and I wasn't sure if the online only approach would work, but so far the process and the customer service has been fantastic. I would definitely recommend them. Reviewed on: 7th April 2021

Simple Remortgage

5
Great customer service and easy website format made remortgaging our house as easy as it could be. Reviewed on: 7th April 2021

Great efficient service without unnecessary calls.

5
Straight forward honest advise with is easy to understand. Even tell you about the deals you can’t get through them. My advisor was patient even when I was unable to respond quickly due to a busy work period. Not pushy and don’t ring you every 5 mins. In fact everything was done over an online chat. Very pleased so far Reviewed on: 7th April 2021

Fast easy and stress free

5
They show they shop the full market and always send though a full breakdown. No sales and by far the easiest way to get a mortgage Reviewed on: 6th April 2021

So good I tell everyone about it!!

5
Head about it from my daughter when she had her mortgage done and decided to go ahead myself with it. What a pleasure! From the tedious and frightening experience that a mortgage is to this?? Absolutely amazed and impressed. So user friendly and helpful. Couldn’t praise it enough! Reviewed on: 6th April 2021

Quick and efficient process

5
The team have been incredibly responsive so far and offered a quick review and turnaround of my application. Very happy with the service received thus far. Reviewed on: 6th April 2021

Fantastic concept to cut through the monotony of mortgages

5
I gave it 9* out of 10 because my initial application was on my phone, and the entering of information was not completely seamless. I would recommend sitting at a desktop computer. It's not really their fault, but perhaps guiding users to desktop computers would be better? Once interacting though, the sales agent was fantastic. Live chat we talked through the options and recommendations, and the document upload system is a breeze. Really amazing. Reviewed on: 6th April 2021

Fantastic Service! The future of Mortgages!

5
Having bought one property previously via a "regular broker" this has been a night and day difference. Fast response times, clear explanations, and only too happy to offer advice and input. They explained why to choose one provider over the other and also are very transparent which other products are available that they can't provide direct. It's mind blowing. Reviewed on: 6th April 2021

Hassle free experience

5
I was initially unsure about applying for a mortgage this way but so far it has been so easy! Easy communication and an easy to use platform to upload documents and your advisor or someone else is always there to help! Would highly recommend! Reviewed on: 6th April 2021

Fabulous service

5
Amazing service, everything is explained well and it’s so easy to apply. The support is great and it’s only thanks to habito that we were able to get our first home! 10 stars!!! Reviewed on: 6th April 2021

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