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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Brilliant Mortgage Specialists

5
I’ve always struggled to get mortgages because I’m a freelancer. Habito saved the day and got me the best deal possible for me. I’d definitely return to them in the future. Reviewed on: 26th November 2019

Very easy process and quick

5
Extremely easy and much quicker than dealing with the building society in the high street - even though the mortgage may be provided by the same society! Habito staff are friendly and the online system is great to keep updated on progress. Deffo be using them again. Reviewed on: 26th November 2019

Mortgages simplified

5
Easiest experience of my life. Convenient and hassle free without the horrible sales pitches Reviewed on: 5th November 2019

You get what you pay for

2
Problem 1 is that you don't see the deals, Problem 2 is that you still have to deal with paperwork and scan up. Problem 3 is that there are follow ups needed. My advice is see a good face to face broker who will show you the deals, take the paperwork from you and deal with there and then and provide on going progression plus if buying support you with all the other considerations of buying. He can do this an hour and a half so don't see the time benefits or advice benefits of going online Reviewed on: 5th February 2019

Helpful, Hassle free, happiness with Habito

5
Highly recommended! I was able to sort my remortgage with Habito from home in my own time and in a fraction of the time it would take with other providers. Absolutely stress free! I was dubious at first reading the reviews- “that sounds too good to be true”, but I took the leap of faith and it’s all TRUE. Do it! You won’t regret it. Reviewed on: 2nd February 2019

Quick, easy, helpful

5
Everything a mortgage broker should be, and more! Highly recommended. The process was quick and convenient. Delighted with the service I received. Reviewed on: 1st February 2019

Really easy and straightforward

5
Right from the get go it was really easy to get all the information and fill out the required forms. To then be presented with all the mortgage options and the best ones that fitted me takes all the time and hassle out of the search. Definitely worth while using Habito, there’s always someone available to answer any questions and non of it scripted. Reviewed on: 1st February 2019

Poor

1
Rubbish rubbish and rubbish. Would not use Reviewed on: 31st January 2019

Opened our eyes to a better deal

5
After a bad experience remortgaging via the mortgage advisors at London Strategic housing we felt we would get an even worse deal than we already had (after a year on a variable rate). After a friend recommended us, we tried Habito and realised there really were better deals out there and it wasn’t complicated or tricky in any way. Great company. Reviewed on: 31st January 2019

Very good

5
This is very good idea to give more options to investors to find good and cheap rate of interest. Reviewed on: 31st January 2019

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