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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Easy to deal with

5
All of the advising was done virtaully and in an efficient manner. At the end of it i had a good deal, without any fuss or stress. Reviewed on: 20th March 2023

Quick service, friendly & kind

5
The title says it all. Spoke to Zoe initially and now Billy, both have responded quickly to queries. This is a great workaround for everyday work life, you’re able to fit in a quick message to Habito without distrupting work and spending hours on the phone Reviewed on: 20th March 2023

They do all the hard work for you!

5
I would definitely recommend Habito to anyone. As a first time buyer I was quite daunted at the prospect of securing a mortgage but Habito have made the whole process simple and stress free. They have been professional but also friendly in their approach and have kept me up to date throughout the whole process. Reviewed on: 18th March 2023

Fantastic service

5
The team at habito were great. It’s convenient, quick, easy to understand, and all the information provided and online dashboard system works very well. Can’t recommend enough! Reviewed on: 17th March 2023

Habito is the natural home for homebuyers

5
I assume the name Habito is derived from the word 'habitat' with reference to the natural home of a living thing - in our case - humans. My wife and I feel at home with Habito and when the deal is finally done we will experience some cognitive dissonance - sad to say good-bye to Habito but happy to say hello to our new home. Why? Because all the people at Habito have been great. They are friendly, knowledgeable, very efficient and a consummate pleasure to work with. Habito is the standard by which all broker service providers should be measured. Reviewed on: 17th March 2023

Mortgage broker for the 21st Century!

5
Super straight-forward, they speak to you in plain English and there is a chat function so you can ask any amount of questions and they always get back to you within a day or so and all the staff I spoke to (Matthew and Emily) were very friendly and helpful. They act as a "middle man" between the lender and yourself,and it just makes things that little bit more personable and it's a bit of "hand-holding" compared to going to the lender directly.I would recommend Habito to anyone and I will be telling everyone that there is absolutely no need to use a mortgage broker that charges a fee (as I nearly did!). My mortgage offer came through within a few days as promised.I couldn't be happier.Thanks Habito! :) Reviewed on: 17th March 2023

Simple & helpful

5
Simple, clean user interface, helpful agents on hand to help...and free? What's not too like? Reviewed on: 17th March 2023

Remortgage application

5
Amazing service - swift delivery, good recommendations, helpful advisors and always on point! Reviewed on: 17th March 2023

So easy, and so helpful

5
So far my experience with Habito has been wonderful. Any questions I have had have been answered quickly and concisely. Any concerns have been alleviated and the whole process has been explained thoroughly so I know exactly what to expect. Every person I have spoken to has been lovely and been great to work with. Reviewed on: 17th March 2023

Fast and efficient service

5
This is the second time I’ve used Habito for the remortgage of my property. All the agents are responsive, fast.and very good at taking time to explain the product and process in detail. Would highly recommend Reviewed on: 17th March 2023

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