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Habito: Mortgage Broker reviews

4.92
Based on 1,488 reviews, last reviewed 8th May 2026
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

I've used a few online mortgage brokers as a first-t... I've used a few online mortgage brokers as a first-time buyer and Habito was by far the best. Really easy to use, found me the best rate, and none of ... Read more Reviewed on: 15th April 2026
Rachel G's avatar
Rachel G

Latest lowest rating:

1

Communication was misleading and inconsistent I’d strongly recommend keeping the review factual and evidence-based rather than “naming and shaming” individual employees personally. Publicly accusi... Read more Reviewed on: 8th May 2026
Vinod Patel's avatar
Vinod Patel

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1488)

Third time using them and once again a faultless exp...

5
Third time using them and once again a faultless experience from start to finish. Everything ran exactly as it should, with clear communication, no issues at any stage, and a really smooth process throughout. It is reassuring to deal with a team that is consistently reliable and professional, which makes the whole experience straightforward and stress free every time. I would happily use them again and have no hesitation recommending them to others. Reviewed on: 5th February 2026

Excellent service on a remortgage case

5
We contacted Habito on the Monday evening about our remortgage case and our application was submitted to the lender within two and a half days on the Thursday. We had originally tried a very well known telephone based brokerage on the Monday but their phones had a problem (the broker's phone we normally speak to wasn't working and they wouldn't let us speak to anyone else.) So instead we contacted Habito - it was our first time using an online broker and we weren't sure how it would be speaking just online but it was very straightforward, fast service, friendly adviser and very user friendly. system overall We knew exactly what was happening with our case at all stages . Reviewed on: 5th February 2026

Fantastic experience - thanks to Scott!

5
We just received our mortgage offer with Nationwide and couldn't be happier. Our broker, Scott Milburn, was brilliant throughout the process. He found us a great fixed-rate deal and made the whole application smooth. Even when there were small fiddly bits with document uploads, the team helped us get it sorted quickly. Highly recommend Habito for taking the stress out of buying our home! Reviewed on: 4th February 2026

Great help and advise nothing is too much

5
Great help and advise nothing is too much Reviewed on: 4th February 2026

Brilliant experience

5
I've used Habito twice now when remortgaging and I have no complaints whatsoever. I've only ever had an excellent experience. The mortgage advisers are so helpful and responsive at all times. I would highly recommend Habito to others, it's fantastic. Reviewed on: 4th February 2026

Used several times successfully

5
Comparison with other mortgages is good at Habito, friendly team that provides successful outcome Reviewed on: 4th February 2026

Excellent service. Very helpful

5
Very helpful, especially with tech issues I had retrieving my documents Reviewed on: 4th February 2026

Excellent mortgage broker

5
They are really responsive and effective to give us timely advice. Reviewed on: 4th February 2026

Always on hand to answer questions.

5
Always on hand to answer questions. All steps of the process are very clear. I really like that once jobs are finished they are ticked off and updated regularly. They have made buying my first property as easy as it can be and being a pro customer they keep me updated on all areas of the buying process. Reviewed on: 4th February 2026

It’s the only way I’ll renew my mortgage.

5
It’s the only way I’ll renew my mortgage. The whole experience is just amazing start to finish. Reviewed on: 4th February 2026

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