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Habito: Mortgage Broker reviews

4.90
Based on 1,384 reviews, last reviewed 26th May 2023
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Latest highest rating:

5

Amazing service So pleased a friend recommended Habito to me. Communication was brilliant throughout. Loved the messenger system. Reviewed on: 26th May 2023
Mair Hughes's avatar
Mair Hughes

Latest lowest rating:

2

You get better advise from Google search Even though I got an offer in the end the experience was horrendous and I would advise this broker to anyone. My property was undervalued and amid the... Read more Reviewed on: 17th October 2022
Rissa's avatar
Rissa

About this product

If you're looking for Habito mortgage broker reviews, welcome to Smart Money People. We collect reviews so that others can be better informed when making their financial decisions. Perhaps you've used Habito's innovative mortgage finding solution in the past? Please share a review of your own…comment on the process, the app, and anything else to do with your mortgage application process so that others can decide if Habito is right for them.

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Habito Mortgage Broker reviews (1384)

So easy and removes stress

5
As a first time buyer the house buying process can be daunting but Habito make it so easy and step by step. Reviewed on: 19th April 2022

They made a hard process easier!

5
As a first time buyer, who is purchasing a property on her own and working full time, Habito has made this process much more stress free. They take the reins and all you have to do is send key information, read and sign documents. Habito’s messaging service is great. You can see when they are online and if they have read your message. Everyone who I have messaged have been really friendly and have reassured any worries or concerns. My sister and I have both used Habito for our mortgages and I think we would both agree that we would use them again! Reviewed on: 14th April 2022

First and second mortgage!

5
It’s so handy to be able to have support via email and phone which you can manage around the clock- handy for us busy folk who haven’t got time for face to face meetings. Reviewed on: 12th April 2022

Easy, quick, clear

5
It was all very simple to arrange my mortgage and I'm happy to recommend Habito. Reviewed on: 6th April 2022

Amazing service for busy people

5
Habito have removed the stress and wasted time out of getting a mortgage, I've been able to speak with them as and when I can via the chat function without interfering with my busy work schedule. Thank you so much Habito team! Reviewed on: 6th April 2022

Easy, hassle free

4
A modern approach. Zoom calls, text chat. Quick replies and user friendly language and explanations. Reviewed on: 6th April 2022

Loved Habito

5
Fantastic and easy process applying for a mortgage with Habito, so convenient having direct messaging and online portal. Reviewed on: 4th April 2022

Very quick response, helpful and clear advice

5
This is 3rd time using Habito for remortgage requirement and have always found them very quick to respond and given helpful and clear advice. Would highly recommend Reviewed on: 4th April 2022

Great service - Especially with the live chat feature!

5
For me, and I'm sure many others, I didn't have the time to arrange a phone conversation and sort out my mortgage deal. With this in mind, Habito stood out from its competitors as it offers a live chat feature which meant I was able to get the help and advice I needed around my work and personal commitments. Furthermore, I had small conversations way out of typical working hours, such as at 9 pm. This flexibility really helped as sometimes things would pop in my head and being able to write them in the conversation meant I did not forget, and they were picked up on when the advisor was available. Regarding the deal itself, I am a numbers person so I did create my own spreadsheet one evening on all the rates offered by the banks along with their respective fees. This gained my confidence as I got the same figures which were recommended to me. Habito also provides a breakdown showing all the costs associated with a deal, along with how much of the mortgage will be paid off by the end of the fixed term. This makes sure similar deals can be differentiated. I also was shown lender-only deals which were nice to see as it gave me a great feeling of impartiality, I was dubious I might get recommendations that 'had the highest commission' but this clearly wasn't the case. All in all, the dealing was straightforward and I highly recommend it as from using Habito I incurred no additional cost but definitely made a much more informed decision to take out my mortgage, and the live chat feature really is a differentiating factor. Reviewed on: 4th April 2022

Easy to use, friendly service and great insight

5
Ravesh was great at dealing with my application. As a first time buyer I had no idea what I was doing but with research and a lot of input from Ravesh I was able to sort things quickly and efficiently Reviewed on: 4th April 2022

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