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iwoca: Business loan reviews

View other iwoca products
4.76
Based on 163 reviews, last reviewed 3rd Jul 2026
27% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
2%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

4

Very fast response and excellent communication all t... Very fast response and excellent communication all the way Reviewed on: 3rd July 2026
Saud 's avatar
Saud

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025
Chee Lee's avatar
Chee Lee
Read all reviews Write a review

About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

Review iwoca: Business loan now

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iwoca Business loan reviews (163)

We truly appreciate the support

5
Hi, I’m happy to share my experience working with iwoca. Our experience with iwoca has been excellent. The process was straightforward, transparent and very efficient from start to finish. The funding provided has been extremely helpful in supporting the operations and growth and it allowed us to move forward with our plans without unnecessary delays. The communication from the team was clear and professional throughout. Any questions we had were answered promptly, and the overall service was very supportive and reliable. It is refreshing to work with a funding provider that understands the needs of small businesses and provides quick, practical solutions. We truly appreciate the support and would happily recommend iwoca to other businesses looking for flexible and efficient funding. Thank you again for your assistance. Reviewed on: 6th March 2026
Magdaline O's avatar
Magdaline O

Very quick & easy to deal with, its refreshing to wo...

5
Very quick & easy to deal with, its refreshing to work with a company that understands how business works. Reviewed on: 5th March 2026
Paul C's avatar
Paul C

Amazingly easy.

5
Amazingly easy. Money within 15 minutes of completion my preapproved loan via tide. Reviewed on: 4th March 2026
Kyle M's avatar
Kyle M

Pain Free

5
We needed a loan for our business and I thought we would try Iwoca. We received the funds quickly in a pain free loan process. The account manager guided me through the steps. Reviewed on: 3rd March 2026
R M's avatar
R M

Personal service

5
Once past automated stuff excellent personal interaction with Joe Daysh Reviewed on: 2nd March 2026
HPE's avatar
HPE

iwoca were very easy to deal with, Sara was professi...

5
iwoca were very easy to deal with, Sara was professional and supportive throughout the process. Reviewed on: 2nd March 2026
Alan K's avatar
Alan K

Iwoca were customer service was very friendly with g...

5
Iwoca were customer service was very friendly with great customer care. They were very helpful & the service was stra & fast. Absolutely brilliant Reviewed on: 27th February 2026
Olu's avatar
Olu

Recommend

5
Definitely will recommend iwoca specifically for business loan they are very quick and easy with all the process. Reviewed on: 27th February 2026
Ihtisham H's avatar
Ihtisham H

Moneystars

5
Great service. got funds same day as requested. Reviewed on: 27th February 2026
Gurdeep B's avatar
Gurdeep B

Fantastic customer service

5
Sarah and the team are so easy to contact, everything is very well explained and clear. Great experience Reviewed on: 27th February 2026
Emily G's avatar
Emily G

Review iwoca: Business loan now

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