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iwoca: Business loan reviews

Name: Business loan
Rating: 4.77 (168 reviews)

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4.77

Based on 168 reviews, last reviewed 19th Aug 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Really fast, efficient & professional service. Really fast, efficient & professional service. Reviewed on: 19th August 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (168)

Really fast, efficient & professional service.

Really fast, efficient & professional service. Reviewed on: 19th August 2026

Excellent Service

Excellent service from start to finish. The loan process was straightforward, professional, and efficient. Communication was clear, and LIV was very helpful throughout. I would highly recommend their services to anyone looking for reliable loan provision. Reviewed on: 19th August 2026

Can't fault them.

All good in my book, can't fault them. Reviewed on: 18th August 2026

I was in desperate need for a small business loan

I was in desperate need for a small business loan to help with cash flow just for a short period of time, tried many other options, even my bank who I have been with for many years. To no success. Iwoca accepted my request within a couple of hours and soon as I submitted my id and details the money was in my business account within seconds literally. The payment plan is very flexible and cost effective especially for us only needing the help for a short month or 2. Look forward to working with Iwoca regularly in the near future. Reviewed on: 7th August 2026

EXCELLENT COMPANY EASY TO DEAL WITH

EXCELLENT COMPANY ,EASY TO DEAL WITH MONEY IN YOUR ACCOUNT STRAIGHT AWAY Reviewed on: 4th August 2026

Very fast response and excellent communication all t...

Very fast response and excellent communication all the way Reviewed on: 3rd July 2026

Simple to use

We have used Iwoca several times as it is the easiest way to fund short term borrowing for business and no hassle dealing with banks!! Reviewed on: 3rd July 2026

I’m happy so far with everything

I’m happy so far with everything Reviewed on: 2nd July 2026

My customer support

My customer support person, Zog, is professional, very helpful and extremely communicative. Thank you. Reviewed on: 22nd June 2026

Excellent, helpful and professional service.

Excellent, helpful and professional service. Reviewed on: 22nd June 2026

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