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iwoca: Business loan reviews

Name: Business loan
Rating: 4.75 (157 reviews)

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4.75

Based on 157 reviews, last reviewed 10th Jun 2026

57% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I'm happy with the speed and effeciency how my loan... I'm happy with the speed and effeciency how my loan application was processed. I wanted a business loan to cover the shortfall on my comapny payrol... Read more Reviewed on: 10th June 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (157)

Excellent account management

Our account Manager Daniel has been excellent, he checks in every few months and shows genuine interest in how the business is going. Reviewed on: 13th April 2026

Sara was first class - polite, friendly and very pro...

Sara was first class - polite, friendly and very professional, and extremely knowledgable and helpful. Reviewed on: 13th April 2026

Joe Made the Process Smooth, Fast and Professional

Had a really great experience working with Joe at iwoca. The whole process was smooth, quick and very straightforward from start to finish. Joe was extremely helpful, responsive and made sure everything moved efficiently without any hassle. As a business owner, speed and clarity are key, and that’s exactly what stood out here. Everything was transparent and well communicated, which made the entire funding process stress-free. Really appreciate the support and would definitely recommend Joe and the iwoca team to anyone looking for a reliable and efficient funding partner. Reviewed on: 13th April 2026

Very careful and considerate and there when we neede...

Very careful and considerate and there when we needed help Reviewed on: 10th April 2026

easy to deal with and quick .

easy to deal with and quick .............................................................................................................................................................................................. Reviewed on: 10th April 2026

Flexibility and People

Great Loans and flexibility but the best bit is the people, I had an account manager (Dan) to help me the whole way through and answer any questions during the whole time I carried a balance. Reviewed on: 10th April 2026

Seamless process and ideal for business

The whole process is seamless and the flexible options are ideal for a business Reviewed on: 9th April 2026

Fast, simple process and easy from start to finish.

Fast, simple process and easy from start to finish. Reviewed on: 9th April 2026

Sara always returns calls and emails promptly, that’...

Sara always returns calls and emails promptly, that’s all anyone wants Reviewed on: 2nd April 2026

Quick n simple and worked ...

Quick n simple and worked for me Reviewed on: 31st March 2026

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