Write a review

Newsletter

Go to business site

iwoca: Business loan reviews

Name: Business loan
Rating: 4.75 (157 reviews)

View other iwoca products

4.75

Based on 157 reviews, last reviewed 10th Jun 2026

57% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I'm happy with the speed and effeciency how my loan... I'm happy with the speed and effeciency how my loan application was processed. I wanted a business loan to cover the shortfall on my comapny payrol... Read more Reviewed on: 10th June 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

Read all reviews Write a review

About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

Review iwoca: Business loan now

Help others make smarter decisions by sharing your own experience.

Write a review

iwoca Business loan reviews (157)

Adam Young is always extremely helpful and remains i...

Adam Young is always extremely helpful and remains in contact with me throughout the year, checking in on how we're doing and if there's anything he can help with. Adam got our loan secured and in our bank within hours. Which would've been quicker but i had personally had a name change but even with that it was still extremely quick. This company have helped us twice now and I will always use them going forward. Thank you for your support for our small business Reviewed on: 30th March 2026

Easy system, really helpful advice from the iwoca team

Easy system, really helpful advice from the iwoca team Reviewed on: 30th March 2026

Excellent service

Sara was more then helpful she went above and beyond to help us and cant thank her enough Reviewed on: 27th March 2026

Great support for growing my business

I had a very positive experience with iwoca. The process was quick and straightforward, and I was able to receive funding to support my cleaning business. Matthew was very helpful and professional throughout the process, making everything clear and easy to understand. The funding has allowed me to invest in equipment and continue growing my business. I would definitely recommend iwoca to other small business owners looking for fast and reliable support. Reviewed on: 27th March 2026

Great facility to meet cashflow with super friendly...

Great facility to meet cashflow with super friendly customer service.... and all at a fair rate. Reviewed on: 26th March 2026

Quick and reliable financing option

Iwoca is a quick and reliable financing option with an easy application and flexible repayments, great for short-term cash flow. Reviewed on: 26th March 2026

WE are building our credit rating as a business, so...

WE are building our credit rating as a business, so Iwoca are perfect because we can draw down and pay up in a simple and consistent way. Reviewed on: 26th March 2026

Absolutely fantastic experience.

Absolutely fantastic experience. As an owner of a newly formed company i wasn't sure if my business would qualify for a loan just yet. But I applied to Iwoca and Callum contacted me and took me through the whole process and I was delighted when my company was accepted. My account manager Callum was fantastic. Always professional , approachable , knowledgeable and always made sure everything was ok. I will definitely deal with callum again or will ask for him in the future. Reviewed on: 25th March 2026

Was okay, I espect more faster, I sure they will man...

Was okay, I espect more faster, I sure they will manage better next time. Reviewed on: 25th March 2026

Amazing support and care

Business loan application was quick and easy. Charlie was extremely easy to communicate with and provided immediate support when i had any queries. Reviewed on: 25th March 2026

Do you have a different iwoca product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flexible credit facility (discontinued)
from Growth Street (inactive company) 4.40 from 12 reviews
Debt consolidation
from Capify 0.00 from 0 reviews
Business Lending
from Cynergy Bank 3.71 from 23 reviews

Want to see more from iwoca?

Buy now pay later
from iwoca 4.12 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub