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iwoca: Business loan reviews

Name: Business loan
Rating: 4.76 (163 reviews)

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4.76

Based on 163 reviews, last reviewed 3rd Jul 2026

27% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Very fast response and excellent communication all t... Very fast response and excellent communication all the way Reviewed on: 3rd July 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (163)

easy to deal with and quick .

easy to deal with and quick .............................................................................................................................................................................................. Reviewed on: 10th April 2026

Flexibility and People

Great Loans and flexibility but the best bit is the people, I had an account manager (Dan) to help me the whole way through and answer any questions during the whole time I carried a balance. Reviewed on: 10th April 2026

Seamless process and ideal for business

The whole process is seamless and the flexible options are ideal for a business Reviewed on: 9th April 2026

Fast, simple process and easy from start to finish.

Fast, simple process and easy from start to finish. Reviewed on: 9th April 2026

Sara always returns calls and emails promptly, that’...

Sara always returns calls and emails promptly, that’s all anyone wants Reviewed on: 2nd April 2026

Quick n simple and worked ...

Quick n simple and worked for me Reviewed on: 31st March 2026

Adam Young is always extremely helpful and remains i...

Adam Young is always extremely helpful and remains in contact with me throughout the year, checking in on how we're doing and if there's anything he can help with. Adam got our loan secured and in our bank within hours. Which would've been quicker but i had personally had a name change but even with that it was still extremely quick. This company have helped us twice now and I will always use them going forward. Thank you for your support for our small business Reviewed on: 30th March 2026

Easy system, really helpful advice from the iwoca team

Easy system, really helpful advice from the iwoca team Reviewed on: 30th March 2026

Excellent service

Sara was more then helpful she went above and beyond to help us and cant thank her enough Reviewed on: 27th March 2026

Great support for growing my business

I had a very positive experience with iwoca. The process was quick and straightforward, and I was able to receive funding to support my cleaning business. Matthew was very helpful and professional throughout the process, making everything clear and easy to understand. The funding has allowed me to invest in equipment and continue growing my business. I would definitely recommend iwoca to other small business owners looking for fast and reliable support. Reviewed on: 27th March 2026

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