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iwoca: Business loan reviews

Name: Business loan
Rating: 4.75 (157 reviews)

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4.75

Based on 157 reviews, last reviewed 10th Jun 2026

57% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I'm happy with the speed and effeciency how my loan... I'm happy with the speed and effeciency how my loan application was processed. I wanted a business loan to cover the shortfall on my comapny payrol... Read more Reviewed on: 10th June 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (157)

Business Loan Application

Process was well handled and dealt with promptly. Reviewed on: 25th March 2026

Very good customer service and easy application

Very good customer service and easy application Reviewed on: 25th March 2026

the process with Funding Circle and there collaborat...

the process with Funding Circle and there collaboration with IWOCA went well with what we needed and were able to create. thank you Reviewed on: 25th March 2026

Good company and very helpful

Good company and very helpful . Fast payment Reviewed on: 25th March 2026

Isabelle was very helpful the service was great

Isabelle was very helpful the service was great Reviewed on: 24th March 2026

Amazing service

Amazing service by Joe. Easy to organise borrowing and easy repayment methods. Very happy overall. Reviewed on: 23rd March 2026

Iwoca have kept our business functional and we are s...

Iwoca have kept our business functional and we are so glad to have been able to use them in times of need - highly recommended!! Reviewed on: 19th March 2026

The application and porcess was straightforward and...

The application and porcess was straightforward and quick. Reviewed on: 18th March 2026

Sara was very efficient, knowledgeable and friendly.

Sara was very efficient, knowledgeable and friendly. As always a very good experience dealing with Iwoca Reviewed on: 17th March 2026

I found Sally very helpful thoughout.

I found Sally very helpful thoughout. She was helpful and friendly and a pleasure to deal with. Thank you. Reviewed on: 17th March 2026

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