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iwoca: Business loan reviews

Name: Business loan
Rating: 4.75 (157 reviews)

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4.75

Based on 157 reviews, last reviewed 10th Jun 2026

57% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I'm happy with the speed and effeciency how my loan... I'm happy with the speed and effeciency how my loan application was processed. I wanted a business loan to cover the shortfall on my comapny payrol... Read more Reviewed on: 10th June 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (157)

Very simple process from the initial call to funds a...

Very simple process from the initial call to funds arriving Reviewed on: 17th March 2026

Really good service - smooth and efficient

Really good service - smooth and efficient Reviewed on: 17th March 2026

Excellent and fast service, got quick decision

Excellent and fast service, got quick decision Reviewed on: 16th March 2026

A wonderful team and efficient service, would Highle...

A wonderful team and efficient service, would Highley recommend if your looking for a small business loan. thank you team. Reviewed on: 16th March 2026

Great experience from start to finish.

Great experience from start to finish. Joe Daysh was my accounts manager and he was so helpful thoughout the entire process even though I can be hard to get a hold of sometimes. I thought the value of the loan offered was great and the interest rate was superb. I have even had a top up loan later on as the rates are so great. Will always use IWOCA going forward for business purchases or tax bills where needed. Reviewed on: 14th March 2026

Fast and realiable

Very straight forward and fast. I got the money really quick and same day Reviewed on: 13th March 2026

Easy and fast process .

Easy and fast process .i got the money in time Reviewed on: 13th March 2026

Helped me out in the toughest part of the financial...

Helped me out in the toughest part of the financial year Reviewed on: 12th March 2026

Prompt and efficient application service with minimu...

Prompt and efficient application service with minimum hastle. The only downside is the high interest rate. Reviewed on: 12th March 2026

Very quick service and helpful staff

Very quick service and helpful staff Reviewed on: 10th March 2026

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