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iwoca: Business loan reviews

Name: Business loan
Rating: 4.77 (169 reviews)

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4.77

Based on 169 reviews, last reviewed 31st Aug 2026

85% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

so easy to deal with, completely satisfied so easy to deal with, completely satisfied Reviewed on: 31st August 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (169)

Very straight forward to apply and received funds al...

Very straight forward to apply and received funds almost immediately. Reviewed on: 17th April 2026

Nice people to talk to, fast service on getting the...

Nice people to talk to, fast service on getting the money over to my account, would rate 10 all around if they did long term funding Reviewed on: 17th April 2026

Quick to set up the Financial Support

Prompt in getting the Financial Support into your accounts Reviewed on: 17th April 2026

Getting a loan from Iowa was a very easy process onc...

Getting a loan from Iowa was a very easy process once it was approved. There was personalised care from our case handler. Reviewed on: 16th April 2026

Is very good easy to used quick funding

Is very good easy to used quick funding Reviewed on: 16th April 2026

thank you for helping our business grow.

thank you for helping our business grow. Reviewed on: 16th April 2026

Great customer service team, friendly and knowledgable

Great customer service team, friendly and knowledgable Reviewed on: 16th April 2026

Everything went smoothly.

Everything went smoothly. The dashboard used was very helpful. Reviewed on: 16th April 2026

The process from start to finish was excellent !!!

The process from start to finish was excellent – professional, quick, and very straightforward. The team were great throughout, and my Account Manager, Matt, was particularly responsive and extremely helpful at every stage. Everything was handled efficiently with clear communication, making the whole experience smooth and stress-free. If you’re looking for a business loan quickly and without hassle, I would strongly recommend Iwoca. Reviewed on: 15th April 2026

Fast service, was available to me when I needed it,...

Fast service, was available to me when I needed it, but the rate wasn't really great. I received the money same day which was important to me at the time. Customer service was good I was able to get hold of someone when needed. Reviewed on: 15th April 2026

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