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iwoca: Business loan reviews

Name: Business loan
Rating: 4.84 (99 reviews)

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4.84

Based on 99 reviews, last reviewed 2nd Apr 2026

8300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

3 star

Latest highest rating:

5

Sara always returns calls and emails promptly, that’... Sara always returns calls and emails promptly, that’s all anyone wants Reviewed on: 2nd April 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (99)

Prompt and efficient application service with minimu...

Prompt and efficient application service with minimum hastle. The only downside is the high interest rate. Reviewed on: 12th March 2026

Very quick service and helpful staff

Very quick service and helpful staff Reviewed on: 10th March 2026

Account manager Liv, was extremely helpful.

Account manager Liv, was extremely helpful. Was pleasant to talk to and she went through all my options and broke down the payment plan, even how to use the portal and went over early repayment flexibility Reviewed on: 9th March 2026

Customer service was supper helpful and supportive a...

Customer service was supper helpful and supportive at each step. Instructions for verification were very clear and easy to follow. Received money quickly and in a timely manner. Reviewed on: 9th March 2026

Excellent ...

Nothing short of excellent went through the process on line very easy application then thought it will take a day or so for them to go through next thing literally 5 mins after a yes the money was in our bank account never ever experienced that with any company. Elle was fantastic on the ball and great communication Reviewed on: 6th March 2026

Ellie was super helpful and made the process easy an...

Ellie was super helpful and made the process easy and efficient. Thank you. Reviewed on: 6th March 2026

We truly appreciate the support

Hi, I’m happy to share my experience working with iwoca. Our experience with iwoca has been excellent. The process was straightforward, transparent and very efficient from start to finish. The funding provided has been extremely helpful in supporting the operations and growth and it allowed us to move forward with our plans without unnecessary delays. The communication from the team was clear and professional throughout. Any questions we had were answered promptly, and the overall service was very supportive and reliable. It is refreshing to work with a funding provider that understands the needs of small businesses and provides quick, practical solutions. We truly appreciate the support and would happily recommend iwoca to other businesses looking for flexible and efficient funding. Thank you again for your assistance. Reviewed on: 6th March 2026

Very quick & easy to deal with, its refreshing to wo...

Very quick & easy to deal with, its refreshing to work with a company that understands how business works. Reviewed on: 5th March 2026

Amazingly easy.

Amazingly easy. Money within 15 minutes of completion my preapproved loan via tide. Reviewed on: 4th March 2026

Pain Free

We needed a loan for our business and I thought we would try Iwoca. We received the funds quickly in a pain free loan process. The account manager guided me through the steps. Reviewed on: 3rd March 2026

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