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iwoca: Business loan reviews

Name: Business loan
Rating: 4.77 (168 reviews)

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4.77

Based on 168 reviews, last reviewed 19th Aug 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Really fast, efficient & professional service. Really fast, efficient & professional service. Reviewed on: 19th August 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (168)

EXCELLENT COMPANY

EXCELLENT COMPANY EASY TO DEAL WITH QUICK TO PUT MONEY IN YOUR ACCOUNT HIGHLY RECOMMENDED Reviewed on: 21st April 2026

We needed quick access to capital to purchase a trai...

We needed quick access to capital to purchase a trailer for our business. The process was quick and easy and having the flexibility to pay off the loan early was great. Reviewed on: 21st April 2026

This is the first time that so much attention has be...

This is the first time that so much attention has been paid to me in order to obtain a loan. Reviewed on: 21st April 2026

we are very happy with the swift responses to our re...

we are very happy with the swift responses to our requests. Reviewed on: 21st April 2026

Recommend!

Nice and easy transaction, great customer service. Reviewed on: 21st April 2026

I am a customer of iwoca happy with the support

I am a customer of iwoca you have supported My Business for many years. I value the support and the funds have been crucial to business and development. Thank you further for assisting online. Reviewed on: 20th April 2026

David : Somerset

hey are very professional and supportive and once approved they money transfer is instant. Reviewed on: 19th April 2026

Swoop Funding & Iwoca

We worked via a broker, Swoop Funding. Lucas was excellent, keeping us informed each step of the process. Joe at Iwoca was also excellent, explaining how the loan worked and pushing to get pay-out asap, which was achieved. Reviewed on: 17th April 2026

Great company, great service!

Great company, great service! The team are so helpful, everything works seamlessly. The customer portal is excellent, and I love the fact that you have an actual person to speak to. They are transparent on interest rates so you know exactly how much in interest you will pay. Reviewed on: 17th April 2026

Very straight forward to apply and received funds al...

Very straight forward to apply and received funds almost immediately. Reviewed on: 17th April 2026

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