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iwoca: Business loan reviews

Name: Business loan
Rating: 4.88 (154 reviews)

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4.88

Based on 154 reviews, last reviewed 18th May 2026

418% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer service and timely delivery of fa... Excellent customer service and timely delivery of facility for our business operations. Reviewed on: 18th May 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (154)

thank you for helping our business grow.

thank you for helping our business grow. Reviewed on: 16th April 2026

Great customer service team, friendly and knowledgable

Great customer service team, friendly and knowledgable Reviewed on: 16th April 2026

Everything went smoothly.

Everything went smoothly. The dashboard used was very helpful. Reviewed on: 16th April 2026

The process from start to finish was excellent !!!

The process from start to finish was excellent – professional, quick, and very straightforward. The team were great throughout, and my Account Manager, Matt, was particularly responsive and extremely helpful at every stage. Everything was handled efficiently with clear communication, making the whole experience smooth and stress-free. If you’re looking for a business loan quickly and without hassle, I would strongly recommend Iwoca. Reviewed on: 15th April 2026

Fast service, was available to me when I needed it,...

Fast service, was available to me when I needed it, but the rate wasn't really great. I received the money same day which was important to me at the time. Customer service was good I was able to get hold of someone when needed. Reviewed on: 15th April 2026

Everything is good, but it could be grate if you red...

Everything is good, but it could be grate if you reduce rate of interest Reviewed on: 15th April 2026

Great service Callum dealt with my problem quickly T...

Great service Callum dealt with my problem quickly Thank you. Reviewed on: 15th April 2026

Was good.

Was good..it’s second loan to increase my scoring Reviewed on: 15th April 2026

I needed funding for my business and after trying se...

I needed funding for my business and after trying several options, IWOCA gave me a lifeline. The team and my account manager followed me up every step of the way and it made me understood. Reviewed on: 14th April 2026

Nisar at IWOCA is excellent, very professional, and...

Nisar at IWOCA is excellent, very professional, and great attention to detail. This loan is very helpful for my business and I will work well to pay back everything as soon as possible for a continuous good business working relationship with IWOCA. So I can borrow more money from IWOCA in future. Reviewed on: 14th April 2026

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