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iwoca: Business loan reviews

Name: Business loan
Rating: 4.8 (81 reviews)

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4.80

Based on 81 reviews, last reviewed 19th Mar 2026

6500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

91%

3 star

Latest highest rating:

5

Iwoca have kept our business functional and we are s... Iwoca have kept our business functional and we are so glad to have been able to use them in times of need - highly recommended!! Reviewed on: 19th March 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (81)

Amazingly easy.

Amazingly easy. Money within 15 minutes of completion my preapproved loan via tide. Reviewed on: 4th March 2026

Pain Free

We needed a loan for our business and I thought we would try Iwoca. We received the funds quickly in a pain free loan process. The account manager guided me through the steps. Reviewed on: 3rd March 2026

Personal service

Once past automated stuff excellent personal interaction with Joe Daysh Reviewed on: 2nd March 2026

iwoca were very easy to deal with, Sara was professi...

iwoca were very easy to deal with, Sara was professional and supportive throughout the process. Reviewed on: 2nd March 2026

Iwoca were customer service was very friendly with g...

Iwoca were customer service was very friendly with great customer care. They were very helpful & the service was stra & fast. Absolutely brilliant Reviewed on: 27th February 2026

Recommend

Definitely will recommend iwoca specifically for business loan they are very quick and easy with all the process. Reviewed on: 27th February 2026

Moneystars

Great service. got funds same day as requested. Reviewed on: 27th February 2026

Fantastic customer service

Sarah and the team are so easy to contact, everything is very well explained and clear. Great experience Reviewed on: 27th February 2026

The loan process was incredibly fast and completely...

The loan process was incredibly fast and completely hassle-free. There was minimal paperwork, and the team was professional and responsive every step of the way. The funds were transferred quickly, allowing me to focus on growing my business without unnecessary delays. Highly recommend for any business looking for a simple and efficient financing solution! Reviewed on: 26th February 2026

Flexible funding when you need it most

We’ve worked with iwoca for several years and have found them to be a dependable and straightforward funding partner. The application process is clear, the online portal is easy to navigate and accessing funds is quick once approved. For a growing business where timing and cashflow management are critical, that efficiency makes a real difference. Sara, our account manager, has been excellent throughout. Communication is prompt, professional and proactive. She understands how our business operates and is always responsive when we need clarity or support. Overall, iwoca has provided excellent flexibility and speed when required, helping us manage growth with confidence. Would happily recommend to established SMEs looking for a responsive and well-structured funding solution. Reviewed on: 25th February 2026

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