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iwoca: Business loan reviews

Name: Business loan
Rating: 4.88 (154 reviews)

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4.88

Based on 154 reviews, last reviewed 18th May 2026

418% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent customer service and timely delivery of fa... Excellent customer service and timely delivery of facility for our business operations. Reviewed on: 18th May 2026

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025

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About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

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iwoca Business loan reviews (154)

Recommend!

Nice and easy transaction, great customer service. Reviewed on: 21st April 2026

I am a customer of iwoca happy with the support

I am a customer of iwoca you have supported My Business for many years. I value the support and the funds have been crucial to business and development. Thank you further for assisting online. Reviewed on: 20th April 2026

David : Somerset

hey are very professional and supportive and once approved they money transfer is instant. Reviewed on: 19th April 2026

Swoop Funding & Iwoca

We worked via a broker, Swoop Funding. Lucas was excellent, keeping us informed each step of the process. Joe at Iwoca was also excellent, explaining how the loan worked and pushing to get pay-out asap, which was achieved. Reviewed on: 17th April 2026

Great company, great service!

Great company, great service! The team are so helpful, everything works seamlessly. The customer portal is excellent, and I love the fact that you have an actual person to speak to. They are transparent on interest rates so you know exactly how much in interest you will pay. Reviewed on: 17th April 2026

Very straight forward to apply and received funds al...

Very straight forward to apply and received funds almost immediately. Reviewed on: 17th April 2026

Nice people to talk to, fast service on getting the...

Nice people to talk to, fast service on getting the money over to my account, would rate 10 all around if they did long term funding Reviewed on: 17th April 2026

Quick to set up the Financial Support

Prompt in getting the Financial Support into your accounts Reviewed on: 17th April 2026

Getting a loan from Iowa was a very easy process onc...

Getting a loan from Iowa was a very easy process once it was approved. There was personalised care from our case handler. Reviewed on: 16th April 2026

Is very good easy to used quick funding

Is very good easy to used quick funding Reviewed on: 16th April 2026

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