Paid advertisement
Smart Money People Logo
Newsletter

iwoca: Business loan reviews

4.75
Based on 163 reviews, last reviewed 3rd Jul 2026
27% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
2%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

4

Very fast response and excellent communication all t... Very fast response and excellent communication all the way Reviewed on: 3rd July 2026
Saud 's avatar
Saud

Latest lowest rating:

1

Behind the slick branding is nothing but a loan shark Like many businesses, we faced cash flow problems, and Iwoca seemed like the ideal solution. I became the guarantor of the loan, but due to circumstan... Read more Reviewed on: 26th July 2025
Chee Lee's avatar
Chee Lee

About this product

With an iwoca business loan, you can borrow between £1,000 and £1m.

It only takes around 24 hours to get a decision on an iwoca loan application. You can borrow money with terms ranging from one day to five years and there’s no fee to repay your loan early.

iwoca business loan reviews help you find out what it’s really like to be a customer. If you’ve used iwoca before, you can also leave a review and share your experience.

Review iwoca: Business loan now

Help others make smarter decisions by sharing your own experience. Write a review

iwoca Business loan reviews (163)

prompt service

5
It was a very prompt service I was really impressed Reviewed on: 22nd April 2026

IWOCA serves is good, efficient and fast

5
IWOCA serves is good, efficient and fast Reviewed on: 21st April 2026

Incredible easy to apply.

5
Incredible easy to apply. Fast fundings received. Reviewed on: 21st April 2026

Very professional.

5
Very professional. George gave great support during the process. Reviewed on: 21st April 2026

Joe was very polite, and got me my lian without stress.

5
Joe was very polite, and got me my lian without stress. Appreciate his kindness. Reviewed on: 21st April 2026

EXCELLENT COMPANY

5
EXCELLENT COMPANY EASY TO DEAL WITH QUICK TO PUT MONEY IN YOUR ACCOUNT HIGHLY RECOMMENDED Reviewed on: 21st April 2026

We needed quick access to capital to purchase a trai...

5
We needed quick access to capital to purchase a trailer for our business. The process was quick and easy and having the flexibility to pay off the loan early was great. Reviewed on: 21st April 2026

This is the first time that so much attention has be...

5
This is the first time that so much attention has been paid to me in order to obtain a loan. Reviewed on: 21st April 2026

we are very happy with the swift responses to our re...

5
we are very happy with the swift responses to our requests. Reviewed on: 21st April 2026

Recommend!

5
Nice and easy transaction, great customer service. Reviewed on: 21st April 2026

Do you have a different iwoca product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from iwoca?

  • Buy now pay later

    from iwoca 4.12 from 2 reviews
    iwoca
    View all products