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L&C Mortgages: Mortgage broker reviews

4.88
Based on 2,751 reviews, last reviewed 11th Jun 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
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8%
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Latest highest rating:

5

Very helpful, friendly and approachable. Very helpful, friendly and approachable. Made sure they understood our exact needs, went away and came back with a better deal than we could find in o... Read more Reviewed on: 11th June 2026
Chris C's avatar
Chris C

Latest lowest rating:

1

PLEASE READ BEFORE GOING NEAR L &C, HORRENDOUS EXPER... PLEASE READ BEFORE GOING NEAR L &C, HORRENDOUS EXPERIENCE! I have nothing to gain by writing this other than preventing others making the same mistak... Read more Reviewed on: 10th March 2026
Miss A's avatar
Miss A

About this product

L&C is a UK based mortgage broker.

You don’t pay any fees to use the L&C mortgage broker service as they are paid by lenders. If a better deal becomes available before you complete, L&C will be able to swap you on to it if it's better.

L&C mortgage reviews help you find out what it’s really like to be a customer. If you’ve used L&C before, you can also leave a review and share your experience.

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L&C Mortgages Mortgage broker reviews (2751)

Smooth process

5
Very helpful with my letting mortgage, found me a good deal. Smooth process from start to finish Reviewed on: 25th March 2025

I've used L and C a few times now. Will again

5
I've used L and C a few times now. The service has always been good and the recommendations have been excellent. Leon is our advisor, he is incredible and patient especially given the long winded conveyancing process we have been through. I'm not keen on the portal! Reviewed on: 25th March 2025

Friendly, supportive, knowledgeable.... and no fees!

5
I have used L&C many times for residential and btl mortgages. I have always found their staff to be friendly, helpful, supportive, knowledgeable and efficient. My latest re-mortgage was no exception to that. Not forgetting "no fees" - what's not to like?! Reviewed on: 25th March 2025

Their proactivity saved us thousands

5
They were extremely proactive and helped us secure a great mortgage offer before all the rates went crazy. If it wasn't for them being so proactive we would have lost a lot of money. They always explained everything clearly and in simple terms to help us understand. Everything was just smooth. I always recommend L&C to everyone I know, especially for first time buyers. Reviewed on: 25th March 2025

Been using L & C for over 15 years for my Buy To Let...

5
Been using L & C for over 15 years for my Buy To Let Mortgage arrangements. NO fee to me and the rates they get are not inflated to cover the fee paid by the mortgage company (I know I've checked). Very willing to help and do all the sums to show what in real terms is the best mortgage option for your circumstances (be it cost per month, in my case, or minimum overall cost). The do all the paperwork, so couldn't be happier. Reviewed on: 25th March 2025

There mortgage broker service is outstanding.

5
There mortgage broker service is outstanding. But there conveyancing partners are not necessarly good one. I was stuck one bad and it took me a 10 months to finish the conveyancing process without any chain involved. Reviewed on: 25th March 2025

14-years and going strong.

5
I have been a customer of L&C for 14-years and have arranged over 25 mortgages in that time. You received a personal touch each and every time and that is why I have been a loyal customer for so long. Reviewed on: 25th March 2025

This company is fab.

5
This company is fab. I’ve had a few mortgages with L&C and I wouldn’t go anywhere else. They’ve always been very helpful, friendly and informative and have got me some excellent deals. Only once did I find one better :) My latest deal is coming to an end shortly and I won’t hesitate in getting in touch Reviewed on: 25th March 2025

L and C are professional and efficient.

5
L and C are professional and efficient. They are good at keeping you up to date with your case, and answering any queries. They seem to genuinely care about getting their customers fair deals. Reviewed on: 25th March 2025

So helpful for a first time buyer

5
I used L&C to help find me a mortgage deal because I had a slightly complicated situation in that I was moving 300 miles away for a new job, and only had a contract of employment from the new job and no payslips (as yet). L&C helped me naviage the whole situation, and as a first time buyer, it was so great to have someone on hand to talk things through with. I will definitely use them again when I am next looking for a mortgage. Reviewed on: 25th March 2025

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