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Lending Stream: Short-term loan reviews

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4.93
Based on 2,495 reviews, last reviewed 6th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
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1%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent customer service and support They helped me when I really needed it,plus let me have a payment holiday when needed.just excellent service. Thank you Reviewed on: 6th September 2025
Rebecca K's avatar
Rebecca K

Latest lowest rating:

1

The company that treats valued customers badly If you pay off your loans on time and without missing any payments they don’t loan to you again simple as that. Reviewed on: 3rd July 2025
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Alex
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About this product

Lending Stream offer short-term loans.

With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and money is sent to your bank account quickly if you’re approved.

Lending Stream short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Lending Stream before, you can also leave a review and share your experience.

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Lending Stream Short-term loan reviews (2495)

Handy but expensive

3
After taking out a loan when we were in dire need, It was helpful that I could select the last working day of the month as the repayment date as this was when I got paid. Any other loan usually has to be on a specific date so this was a nice surprise. While it is very handy to have, it is extremely expensive to pay back. Reviewed on: 5th April 2017
Sophie Lejeune's avatar
Sophie Lejeune

Best of a difficult bunch

5
Compared to others in this market lending stream have much fairer rates, yet are still quick and easy to use - something lenders can be criticised for but are often what people need when approaching payday lenders. You can set several months' work of relatively low interest payback, which far lessens your likelihood of getting trapped in a cycle. Reviewed on: 19th December 2016
Jo Hiley's avatar
Jo Hiley

The Lending Stream company was very helpful

4
Very good customer service and are very helpful when you have a problem Reviewed on: 3rd June 2016
Carol Brown 's avatar
Carol Brown

Expensive and very unhelpful

1
Having borrowed a small amount from them as their extortionate rates, I was hell bent on repaying it ASAP. Not allowed to reduce the loan by making additional payments :( Reviewed on: 1st June 2016
Cheryl Murphy's avatar
Cheryl Murphy

Not bad

3
I took a loan from lending stream last year when I was pregnant, had no choice. took out 500 which we needed to out towards moving and luckily were able to pay it back quite soon after. so overall not a bad experience Reviewed on: 6th May 2016
Naomi Cherelle's avatar
Naomi Cherelle

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