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Lending Stream: Short-term loan reviews

4.94
Based on 4,532 reviews, last reviewed 23rd Apr 2026
196400% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy to use and affordable Easy to use and affordable- helped when most needed. Thank you. Reviewed on: 23rd April 2026
Chaz's avatar
Chaz

Latest lowest rating:

2

Very expensive Very expensive wouldn't recommend for a short term loan Reviewed on: 22nd April 2026
B M's avatar
B M

About this product

Lending Stream offer short-term loans.

With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and money is sent to your bank account quickly if you’re approved.

Lending Stream short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Lending Stream before, you can also leave a review and share your experience.

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Lending Stream Short-term loan reviews (4532)

Great service

5
Simple and quick application, great service Reviewed on: 5th May 2017

Alright

3
Customer service etc is good just find the interest is a bit high Reviewed on: 3rd May 2017

Great customer service

5
I love lending stream because they put customers first. At times I couldn't not make a payment all it took was a phone call away to arrange a reasonable agreement with the both of us. Interest rate is fair and lower than other payday loan lenders on the markert. I also love the easy access to management of my account to help me keep update to with payments and save interest. Delighted with your service lending stream, thank you :)! Reviewed on: 2nd May 2017

No fuss no hassle

5
Genuine careful helpful. No hassle application Reviewed on: 30th April 2017

Easy

5
Lending stream is the easiest payday loan, you can pay back when you want through app or website and can save yourself paying back the interest the quicker you pay back Reviewed on: 30th April 2017

Very reliable and efficient.

5
I have used Lending stream many times,and they have always been reliable and efficient. The application form is straightforward and the funds are transfered very quickly. I have always recommended them to family and friends. Reviewed on: 14th April 2017

Easy apply

5
I believe this company is the best with lending and quick. Even when you fall behind your payment they there to help Reviewed on: 13th April 2017

Handy but expensive

3
After taking out a loan when we were in dire need, It was helpful that I could select the last working day of the month as the repayment date as this was when I got paid. Any other loan usually has to be on a specific date so this was a nice surprise. While it is very handy to have, it is extremely expensive to pay back. Reviewed on: 5th April 2017

Best of a difficult bunch

5
Compared to others in this market lending stream have much fairer rates, yet are still quick and easy to use - something lenders can be criticised for but are often what people need when approaching payday lenders. You can set several months' work of relatively low interest payback, which far lessens your likelihood of getting trapped in a cycle. Reviewed on: 19th December 2016

The Lending Stream company was very helpful

4
Very good customer service and are very helpful when you have a problem Reviewed on: 3rd June 2016

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