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Lending Stream: Short-term loan reviews

View other Lending Stream products
4.94
Based on 4,840 reviews, last reviewed 23rd Apr 2026
225600% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very easy to use simple and fast amazing Very easy to use simple and fast amazing Reviewed on: 23rd April 2026
Tamas K's avatar
Tamas K

Latest lowest rating:

1

Customer review Very quick to arrange and respond Reviewed on: 23rd April 2026
Karen P's avatar
Karen P
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About this product

Lending Stream offer short-term loans.

With a Lending Stream short-term loan, you can repay in six monthly instalments and there are no charges for early repayment. You can apply online and money is sent to your bank account quickly if you’re approved.

Lending Stream short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Lending Stream before, you can also leave a review and share your experience.

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Lending Stream Short-term loan reviews (4840)

Great customer service

5
I love lending stream because they put customers first. At times I couldn't not make a payment all it took was a phone call away to arrange a reasonable agreement with the both of us. Interest rate is fair and lower than other payday loan lenders on the markert. I also love the easy access to management of my account to help me keep update to with payments and save interest. Delighted with your service lending stream, thank you :)! Reviewed on: 2nd May 2017
Stacy Oliver's avatar
Stacy Oliver

No fuss no hassle

5
Genuine careful helpful. No hassle application Reviewed on: 30th April 2017
Mary's avatar
Mary

Easy

5
Lending stream is the easiest payday loan, you can pay back when you want through app or website and can save yourself paying back the interest the quicker you pay back Reviewed on: 30th April 2017
Tiffany Mcauliffe's avatar
Tiffany Mcauliffe

Very reliable and efficient.

5
I have used Lending stream many times,and they have always been reliable and efficient. The application form is straightforward and the funds are transfered very quickly. I have always recommended them to family and friends. Reviewed on: 14th April 2017
Derek Campbell's avatar
Derek Campbell

Easy apply

5
I believe this company is the best with lending and quick. Even when you fall behind your payment they there to help Reviewed on: 13th April 2017
Laura J's avatar
Laura J

Handy but expensive

3
After taking out a loan when we were in dire need, It was helpful that I could select the last working day of the month as the repayment date as this was when I got paid. Any other loan usually has to be on a specific date so this was a nice surprise. While it is very handy to have, it is extremely expensive to pay back. Reviewed on: 5th April 2017
Sophie Lejeune's avatar
Sophie Lejeune

Best of a difficult bunch

5
Compared to others in this market lending stream have much fairer rates, yet are still quick and easy to use - something lenders can be criticised for but are often what people need when approaching payday lenders. You can set several months' work of relatively low interest payback, which far lessens your likelihood of getting trapped in a cycle. Reviewed on: 19th December 2016
Jo Hiley's avatar
Jo Hiley

The Lending Stream company was very helpful

4
Very good customer service and are very helpful when you have a problem Reviewed on: 3rd June 2016
Carol Brown 's avatar
Carol Brown

Expensive and very unhelpful

1
Having borrowed a small amount from them as their extortionate rates, I was hell bent on repaying it ASAP. Not allowed to reduce the loan by making additional payments :( Reviewed on: 1st June 2016
Cheryl Murphy's avatar
Cheryl Murphy

Not bad

3
I took a loan from lending stream last year when I was pregnant, had no choice. took out 500 which we needed to out towards moving and luckily were able to pay it back quite soon after. so overall not a bad experience Reviewed on: 6th May 2016
Naomi Cherelle's avatar
Naomi Cherelle

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