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London Capital Credit Union: Savings reviews

4.71
Based on 1,317 reviews, last reviewed 15th Jun 2026
43800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve had a great experience with London Capital Cred... I’ve had a great experience with London Capital Credit Union. It’s a fantastic way to save money, the staff are always incredibly helpful, and the ser... Read more Reviewed on: 15th June 2026
Emma's avatar
Emma

Latest lowest rating:

2

Staffing levels prevent staff answering phones or mi... Staffing levels prevent staff answering phones or miniature time boxing customer calls Reviewed on: 12th June 2026
Richard Khamani's avatar
Richard Khamani

About this product

London Capital Credit Union have a range of savings account for members.

You can start a regular savings plan from your salary, your bank account, or by using your child benefit. To apply for a London Capital Credit Union savings account, you must be a member.

London Capital Credit Union savings account reviews help you find out what it’s really like to be a customer. If you’ve used London Capital Credit Union before, you can also leave a review and share your experience.

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London Capital Credit Union Savings reviews (1317)

Having several accounts with LCCU has enabled me to...

5
Having several accounts with LCCU has enabled me to save money. Their service is excellent. I would recommend anyone to start saving with LCCU. You can take out a loan and save whilst paying back the loan. Reviewed on: 23rd May 2025

London Capital Credit Union is by far the best servi...

5
London Capital Credit Union is by far the best service I have used. It is extremely helpful and has helped me to save money so easily. I would rate 5 stars !!! :) Reviewed on: 23rd May 2025

Got helped on the toe of need.

5
Got helped on the toe of need. Excellent community and oriented financial service. highly recommend for anyone looking for a supportive from the bank.. Got helped on the toe of need and helped me to save I have recommended all family and friend. With the loan it has helped me lot. I have had great experience with London capital credit union. The staff are friendly and genuinely care about helping members managed their finance responsibly. Their interest rates on savings are much more affordable. Reviewed on: 23rd May 2025

Good experience when I applied for loan, quick respo...

5
Good experience when I applied for loan, quick response. Reviewed on: 23rd May 2025

Prompt Communication

5
Whenever I have contacted the organisation, I always received prompt action or a prompt reply. Reviewed on: 23rd May 2025

Helpful and brilliant at encouraging saving.

4
Helpful and brilliant at encouraging saving. Reviewed on: 23rd May 2025

Helpful way to save and fast access to funds

5
Helpful way to save and fast access to funds Reviewed on: 23rd May 2025

Smooth and helpful

5
Smooth and easy. Helpful staffs as well Reviewed on: 23rd May 2025

Not very good for me

2
Withdrew a loan they offered me which was way to little in first place. It takes time to withdraw and put in money more time than real banks. Interest paid is less than real banks. Website isn't very good. App I can't get to work. Reviewed on: 23rd May 2025
Reply from London Capital Credit Union Thank you for sharing your feedback. We’re sorry to hear you felt the loan offer was too small. As a credit union, we carefully assess each loan application and make offers based on affordability to ensure our members can comfortably manage repayments. This approach helps protect our members' savings. Share withdrawals typically take a little longer to process than at banks (we're not one), often being completed by the end of the working day. Thank you for your comments about our website and app. We’re always working to improve, and your feedback is invaluable. If you require additional assistance, please contact our member services team at 020 7561 1786. Response date: 29th May 2025
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London Capital Credit Union

Reliable source for loans at favourable rates.

5
Reliable source for loans at favourable rates. Encouraged to save whilst still pay loan is very good too , I have recommended to lots of friends and family Reviewed on: 23rd May 2025

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