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Loqbox: Credit report and building reviews

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4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1128)

loqbox has helped my credit score

5
I have used loqbox for 3 years now and has helped my clear score lots and helped my credit score I would definitely recommended it to all my friends and family Reviewed on: 30th May 2025
DEBBIE WILKIE 's avatar
DEBBIE WILKIE

Helped grow my credit to allow me to get a mortgage...

5
Helped grow my credit to allow me to get a mortgage and buy my own house, this service has helped me achieve my dream Reviewed on: 30th May 2025
steven t's avatar
steven t

I have been with loqbox for almost 2years and I can...

5
I have been with loqbox for almost 2years and I can say boldly that they deliver in every single way possible. They have help me become disciplined with my savings and also they helped me build my credit score like I wanted. Thank you loqbox Reviewed on: 30th May 2025
Haryomiday 's avatar
Haryomiday

Wonderful app to use, but am just curious about one...

5
Wonderful app to use, but am just curious about one thing which is, apart from the amount been deducted from your account every month or weekly bases, there are other payment deducted from my account which does not affect on my account some are like BOLT OR whatever so please the amount been deducted on every basis is too much and which these payment are not even reflecting on my account Reviewed on: 30th May 2025
Daniel T's avatar
Daniel T

I have been using loqbox for over 3 years now and th...

5
I have been using loqbox for over 3 years now and the support and guidance that they offer is impeccable. I have always had quite bad money management, and I can confidently confirm since being a member of loqbox my money management has improved and I have become better with saving for the future. Reviewed on: 30th May 2025
SW's avatar
SW

Build up my report so fast I built up my report so q...

5
Build up my report so fast I built up my report so quickly and I could withdraw it to any point only cost me £20 a month and it allowed me to unlock the ability to get a mortgage Reviewed on: 30th May 2025
Simon M's avatar
Simon M

It has helped me so much

5
It is really easy to set up, if you are caught short one month, you can unlock your money and set up a new one. It had helped me so much. Reviewed on: 30th May 2025
Lisa 's avatar
Lisa

Account opening steps very professional

4
Account opening steps very professional Reviewed on: 30th May 2025
Trish G's avatar
Trish G

Very good and reliable for increasing your credit sc...

5
Very good and reliable for increasing your credit score Reviewed on: 30th May 2025
Kwabena A's avatar
Kwabena A

I started with doubts of meeting up because of my fi...

5
I started with doubts of meeting up because of my financial problems, but I’m glad I did it! Reviewed on: 30th May 2025
Wonu Ola's avatar
Wonu Ola

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