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Loqbox: Credit building reviews

4.57
Based on 1,961 reviews, last reviewed 3rd Sep 2026
1% increase in 5 star reviews
in the past 90 days
57% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Rebuild your credit while saving money. You set up a direct debit for whatever amount you want (I picked £20) and each month that amount is taken from your account like any other bill. These... Read more Reviewed on: 3rd September 2026
reservedfool's avatar
reservedfool

Latest lowest rating:

1

You charge me 4 times and I do not get anything try... You charge me 4 times and I do not get anything try to cancel but nothing happens try to contact and no one answers Reviewed on: 13th July 2026
Dovydas's avatar
Dovydas

About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit building reviews (1961)

Good for improving credit score whilst saving some cash

4
Good for improving credit score whilst saving some cash Reviewed on: 28th June 2025

Great concept, poor support

3
Asked to close all my accounts, support never got back to me, which meant when I didn’t pay this was shown on my credit file. Support never got back to me and still waiting a response from my second request! Reviewed on: 28th June 2025

Helping me improve my credit score significantly sin...

5
Helping me improve my credit score significantly since i joined loqbox! Reviewed on: 27th June 2025

Great experience using Loqbox.

5
Great experience using Loqbox. It has helped me to improved my credit score and save money at the same time. Reviewed on: 27th June 2025

Amazing credit building app, the best one with all t...

5
Amazing credit building app, the best one with all the best offers. The credit limit is quite helpful for keeping up with membership payments. Reviewed on: 27th June 2025

Easy to use ...

5
Easy to set up, happy it will help my credit Reviewed on: 27th June 2025

I've seen a good build up in my credit score overall...

5
I've seen a good build up in my credit score overall after using Loqbox, I would definitely recommend. Reviewed on: 27th June 2025

It was updated on my credit file almost immediately...

5
It was updated on my credit file almost immediately and I actually went up a few points soon after! Reviewed on: 27th June 2025

Loqbox save is a brilliant concept .

4
Loqbox save is a brilliant concept . I highly recommend this . Loqbox grow is a little more complex but it will help build credit . Reviewed on: 27th June 2025

Amazing credit building and financial resource

5
Whilst I’m fairly new to using Loqbox, the process of getting started was very straightforward and the platform provides a lot of information to understand how the process of growing your credit score works. I also like the fact that in addition to the ‘Grow’ service they also offer a savings section for simple savings. Loqbox is also connected with a separate platform called Nooli which has been a great information tank for me in terms of learning about how to improve my money management abilities. Overall I am loving Loqbox so far and can’t wait to see how far it takes me on my credit score improvement journey. Reviewed on: 27th June 2025

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