Smart Money People Logo

Loqbox: Credit score builder reviews

4.76
Based on 1,119 reviews, last reviewed 15th Jul 2025
92500% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

seems good, seems like they genuinely help people wi... seems good, seems like they genuinely help people with low credit scores with minimal risk. Reviewed on: 15th July 2025
Hamish's avatar
Hamish

Latest lowest rating:

1

Don’t even understand what this is and can’t stop mo... Don’t even understand what this is and can’t stop money going out my bank Reviewed on: 10th July 2025
Hannah J's avatar
Hannah J

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit score builder now

Help others make smarter decisions by sharing your own experience. Write a review

Loqbox Credit score builder reviews (1119)

Using to save and build credit.

5
Using to save and build credit. Very good as it’s free to use Reviewed on: 29th May 2025

I’ve being saving with Lowbox for 3/4 years now!

5
Being saving with loqbox for about 3/4 years now and it’s a great way to save up for things in the future and build your score. Reviewed on: 29th May 2025

I was able to build my credit while saving money

5
I was able to build my credit while saving money Reviewed on: 29th May 2025

Credit building experts

5
Loqbox helped me build my credit after coming out of university, and now I'm about to buy my first house! Reviewed on: 15th May 2025

They really are on a mission to help people

5
They really are on a mission to help the average UK consumer. Reviewed on: 7th May 2025

Avoid avoid

1
Saw an add for this signed up realised it wasn’t for me emailed them to cancel which was done not long later £14 was taken out my account!! Emailed apparently the saving side was still going after I had email asked to cancel and advised this wasn’t for me! No refund given if I wanted my money back in my bank account id have to pay £30!!! In order to get my full £40 I had to open a bank account with tsb!!! Absolute joke still waiting on this tbs bank card coming so I can get my money back total con!!!! Reviewed on: 6th May 2025

Such a cool product

5
Such a cool product, great to save as you go along. I use mine for Xmas and it's just brilliant, seen it help me and my friends. Reviewed on: 6th May 2025

Helped me increase my credit score

5
Helped me increase my credit score Reviewed on: 4th May 2025

this is my 3rd year with them and its helped me buil...

5
this is my 3rd year with them and its helped me build up my new life. Reviewed on: 27th December 2024

i have been reported for owing 15 pounds whereas I s...

1
i have been reported for owing 15 pounds whereas I stopped their monthly subscription a month and half earlier which they failed to allow from the end letting me belive I have closed it for good until later on that I woke up to see that they attempted to charge me but failed because it is my customer to lock my card. now that I really need a credit card their fraudulent report of loan and credit card is showing and multiple failure to pay back depts... the worst financial organisation to register with. I need to ask can we all report they to FCA for this. No real customer service, you would ask for something and they will be answering other things not directly connected to your questions. Reviewed on: 22nd December 2024

Review Loqbox: Credit score builder now

Help others make smarter decisions by sharing your own experience. Write a review