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Loqbox: Credit building reviews

4.56
Based on 1,928 reviews, last reviewed 16th Jul 2026
67900% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Loqbox is amazing Loqbox has helped me in so many ways, I'm able to check my credit score and manage my spending all in one convient place Reviewed on: 16th July 2026
Amber Harrison's avatar
Amber Harrison

Latest lowest rating:

1

You charge me 4 times and I do not get anything try... You charge me 4 times and I do not get anything try to cancel but nothing happens try to contact and no one answers Reviewed on: 13th July 2026
Dovydas's avatar
Dovydas

About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Loqbox Credit building reviews (1928)

Review of the Loqbox, Credit building:

It has been great for me, saving while also building...

5
It has been great for me, saving while also building my credit score Reviewed on: 16th April 2024

They are very straight forward and easy to use.

5
They are very straight forward and easy to use. Reviewed on: 24th June 2025

New customer

4
Been a customer for a short while. No issues so far. Reviewed on: 24th June 2025

Love it!

5
Such a good idea for those in need of a credit score builder or just a way of saving every month. Reviewed on: 24th June 2025

Loqbox is a credit builder that helps you establish...

5
Loqbox is a credit builder that helps you establish or improve your credit history while saving money. I set a savings goal, and Loqbox reports my monthly payments to the three main UK credit agencies I can withdraw your savings at the end of the period and Loqbox offers personalised financial guidance and educational content to which has improved financial knowledge. I feel this is a unique savings model to build credit. Reports to all three main UK credit reference agencies.and offers financial education and guidance plus there’s no credit check too. My credit score has already improved significantly and I have been able to be offered more credit as a result. Reviewed on: 24th June 2025

Incredible and brilliant

5
Loqbox has helped me build a better credit score and a better relationship with money Reviewed on: 24th June 2025

Loqbox helped improve my credit score, and the savin...

4
Loqbox helped improve my credit score, and the savings structure kept me on track. Just be aware that the Grow plan - the one that reports to credit agencies - costs £2.99 per week, which adds up to around £155 a year. It's a useful tool if you're looking to build credit without taking on debt, but it's not free. Worth considering if you're okay with the cost. Reviewed on: 24th June 2025

Brilliant company! 100% recommended

5
I haven't been done wrong by them, its exactly what it says on the tin, you want to grow your credit score? It will, the whole process is so easy I don't even think about the monthly payments, and its only been a few months ny credit score has risen by almost 100 points! Fantastic service wish I'd joined sooner Reviewed on: 24th June 2025

Super easy to use and great customer service

5
Super easy to use and great customer service Reviewed on: 24th June 2025

The site is easy to use and has been helpful in impr...

5
The site is easy to use and has been helpful in improving my credit. Well worth it. Reviewed on: 24th June 2025

Careful with all experiences in a long time.

4
Careful with all experiences in a long time. Reviewed on: 24th June 2025