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Loqbox: Credit building reviews

View other Loqbox products
4.59
Based on 1,774 reviews, last reviewed 23rd Jun 2026
55500% increase in 5 star reviews
in the past 90 days
1100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Awesome credit builder Really easy to set up , everything was explained in a clear manor great way of helping my credit grow would recommend Reviewed on: 23rd June 2026
D T's avatar
D T

Latest lowest rating:

1

terrible amd wouldnt reckonmemd to anyone okay so do... terrible amd wouldnt reckonmemd to anyone okay so dont ask for another review Reviewed on: 15th June 2026
Travis Lally's avatar
Travis Lally
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About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit building reviews (1775)

10 star Rating Best thing going to Grow your credit score

5
Best thing going to grow your credit score... You must read it will get you far in life... Stick to the 12 month process. Don't cancel early an what's £30 if its going to allow you to builder your credit score. That's 20p a day for 12 months Reviewed on: 26th August 2023
Rajj's avatar
Rajj

Great service

5
It is great to have a service that helps you build your credit while saving some money Reviewed on: 24th August 2023
Hani Salem's avatar
Hani Salem

Scam - they didn't build credit score

1
The app actually did not improve my credit score, even after 6 weeks after paying. On top of that there is no easy way to cancel, it still takes your money if you click cancel membership. It took 1 extra billing cycle's money from me for loqbox membership even though I cancelled it. In order to cancel you have to pay £30 to loqbox grow to get your savings back. Reviewed on: 1st August 2023
Abin J's avatar
Abin J

Scam

1
Do not use, I paid £10 per month membership, my credit rating improved whilst I was a member and a few days after cancellating my subscription my rating dropped to lowe.r than it had been to start. It’s all a massive con. Reviewed on: 1st August 2023
Joanna 's avatar
Joanna

Daylight robbery

1
Tried to unlock my savings early and was forced into opening an account with one of their partner banks to get my money! If I chose to unlock the amount into my existing account they charged me £30! Absolute joke, avoid avoid avoid Reviewed on: 14th July 2023
Ross Gilson's avatar
Ross Gilson

Loqbox saver

5
Loqbox is an excellent way to save comfortably within your means and build your credit report / file. They explain things clearly in the app and I have seen my rating sore since I started using them. Reviewed on: 14th June 2023
adrianhaldane's avatar
adrianhaldane

A scam! Please Avoid

1
This service is truly woeful. I paid as a member for over 2 years, and saw no benefit to my credit score. The points promise they offer is only valid if you've been a customer for over 5 years. Your credit score will go down not up. DON'T USE THIS!!!!! Reviewed on: 11th May 2023
Adam Blaby's avatar
Adam Blaby

They literally take 200 pound from my savings without a reason

1
They are a scam they stole 200 of my money saying that they sent it to my but clearly not still even showing in the app Reviewed on: 3rd May 2023
Hicham 's avatar
Hicham

Fantastic!

5
Easy to set up an account. After one year, I could easily withdraw my savings (minus a £30 fee) and my credit score did go up by 200 points as promised. Very useful app, so I've continued into year two. My credit score can't improve too much more, so I opted for the free basic package and use this more like a savings account now. Reviewed on: 5th April 2023
DSouter79 's avatar
DSouter79

Helpful app

5
Lots of informative emails great money saving app easy to do Reviewed on: 27th March 2023
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