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Loqbox: Credit building reviews

Name: Credit building
Rating: 4.586700376319172722 (1774 reviews)

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4.59

Based on 1,774 reviews, last reviewed 23rd Jun 2026

55500% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

Awesome credit builder Really easy to set up , everything was explained in a clear manor great way of helping my credit grow would recommend Reviewed on: 23rd June 2026

Latest lowest rating:

1

terrible amd wouldnt reckonmemd to anyone okay so do... terrible amd wouldnt reckonmemd to anyone okay so dont ask for another review Reviewed on: 15th June 2026

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About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit building reviews (1774)

Good Good Good

A good way to build credit and get advice. Reviewed on: 10th March 2023

Useful for the savings bit and the credit builder

Have seen an improvement in my credit score since I started using Loqbox 3 months ago. Highly recommended Reviewed on: 10th March 2023

Scam

The worst decision I have ever made. Soon as I signed up to loqbox my credit rating went down. I'm 3 months with no improvement. Their customer service is nonexistent. They do not reply to any emails. Avoid !! Reviewed on: 11th February 2023

Only sign up if you can't open normal accounts

Had a thin file and needed to improve my score. I opened 2 normal bank accounts and 1 credit builder card in October. I was recommended by credit karma to get additional credit and one suggestion was Loqbox. My Transunion went down from 566 to 558. Equifax stable at 668. Experian went down from 684 to 631 Reviewed on: 10th February 2023

Good way to save money and build credit

They made it very easy to set a goal and follow it through Reviewed on: 8th February 2023

Bit of a con

When your score falls consistently each month since taking out the spend and save products to the point where it is well below the promised increase, that's the time I realised that Loqbox was yet another cynical con that preys upon the vunerable. Reviewed on: 4th February 2023

Con

Save yourself you can't rob yourself like this so called company robbing LTD, just don't do it, they think and know they are happening you,if you want to save do it yourself or leave it to family members, stay away from this rip off, you have money coming from your account you pay £10 a month for there service and pay £30 to get your money, robbing you Reviewed on: 17th January 2023

Great for improving your credit score

I like that you can save money while improving your credit score. Reviewed on: 17th January 2023

THEY CHARGE £30 to REDEEM YOUR MONEY

I have not read ONCE that this is what happens, and then when I have come to redeem, I either have to open a new account with a New bank somewhere (only 3 options) OR pay £30 to get it put into my account. NOT ONCE was this made clear when I set this up. I am Not Impressed. Reviewed on: 30th December 2022

failed to take the payment

I used loqbox for a few months, then they failed to take my payment, i checked over my bank and everything was fine, i tried to ling again the account but they still couldn't take the payment, i even tried to link a new account but it did not help, so i had to unlock the account to avoid a bed credit report, and i had to pay 40$ for it. so loqbox didn't help me to increase my credit report, and i even lost 40 dollars. Reviewed on: 8th December 2022

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Loqbox: Credit building reviews

55500% increase in 5 star reviews

1100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Loqbox: Credit building now

Loqbox Credit building reviews (1774)

Good Good Good

Useful for the savings bit and the credit builder

Scam

Only sign up if you can't open normal accounts

Good way to save money and build credit

Bit of a con

Con

Great for improving your credit score

THEY CHARGE £30 to REDEEM YOUR MONEY

failed to take the payment

Review Loqbox: Credit building now

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