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Loqbox: Credit report and building reviews

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4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1128)

Great experience using Loqbox.

5
Great experience using Loqbox. It has helped me to improved my credit score and save money at the same time. Reviewed on: 27th June 2025
Analu's avatar
Analu

Amazing credit building app, the best one with all t...

5
Amazing credit building app, the best one with all the best offers. The credit limit is quite helpful for keeping up with membership payments. Reviewed on: 27th June 2025
Jodie h's avatar
Jodie h

Easy to use ...

5
Easy to set up, happy it will help my credit Reviewed on: 27th June 2025
Haley P's avatar
Haley P

I've seen a good build up in my credit score overall...

5
I've seen a good build up in my credit score overall after using Loqbox, I would definitely recommend. Reviewed on: 27th June 2025
Kalindu J's avatar
Kalindu J

It was updated on my credit file almost immediately...

5
It was updated on my credit file almost immediately and I actually went up a few points soon after! Reviewed on: 27th June 2025
Justin m's avatar
Justin m

Loqbox save is a brilliant concept .

4
Loqbox save is a brilliant concept . I highly recommend this . Loqbox grow is a little more complex but it will help build credit . Reviewed on: 27th June 2025
Catherine D's avatar
Catherine D

Amazing credit building and financial resource

5
Whilst I’m fairly new to using Loqbox, the process of getting started was very straightforward and the platform provides a lot of information to understand how the process of growing your credit score works. I also like the fact that in addition to the ‘Grow’ service they also offer a savings section for simple savings. Loqbox is also connected with a separate platform called Nooli which has been a great information tank for me in terms of learning about how to improve my money management abilities. Overall I am loving Loqbox so far and can’t wait to see how far it takes me on my credit score improvement journey. Reviewed on: 27th June 2025
Sabelle 's avatar
Sabelle

Motivational

5
Credit score has increased has helped me to save which has increased second time round Reviewed on: 26th June 2025
Warren A's avatar
Warren A

It's been great using loqbox!

5
It's been great using loqbox I've seen a vast improvement in my credit file already and it's really easy to use and amend if you want to change anything on your account from your fee terms to your account details, anyone with poor credit looking to regain control of things should look no further Reviewed on: 26th June 2025
Jazz p's avatar
Jazz p

It’s absolutely amazing!

5
It’s absolutely amazing! Love being able to save money and improve my credit at the same time. The cheap/free options are great and the paid for ones are great value for money! You can really customise it to what is affordable for you. Reviewed on: 26th June 2025
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Isabelle

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