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Loqbox: Credit report and building reviews

4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
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7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
Sam's avatar
Sam

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1129)

Careful with all experiences in a long time.

4
Careful with all experiences in a long time. Reviewed on: 24th June 2025

I had a very poor credit rating of 426.

5
I had a very poor credit rating of 426. Using Loqbox it increased to 706 in 4 months. Reviewed on: 24th June 2025

Smart way of extortion and smart way of avoiding ref...

1
Smart way of extortion and smart way of avoiding refund of savings. Reviewed on: 24th June 2025

Increasing my score steadily helped with my applicat...

5
Increasing my score steadily helped with my application for a mortgage. Also saving money for something in the future Reviewed on: 24th June 2025

It was good will definitely use again

5
It was good will definitely use again Reviewed on: 24th June 2025

Been with loqbox for 2 months now and I have a DRO s...

5
Been with loqbox for 2 months now and I have a DRO so my credit score was 16, it’s now 226! Reviewed on: 24th June 2025

Very simple and easy!

5
Very simple and easy! It a no hassle, stress free way of building your credit score!!! Reviewed on: 24th June 2025

I have been trying to build my credit so have chosen...

3
I have been trying to build my credit so have chosen the premium loqbox feature , I have tried to get help using this and have been unsuccessful . Reviewed on: 24th June 2025

FAST AND RELIABLE SERVICES AS PROMISSED

5
FAST AND RELIABLE SERVICES AS PROMISSED Reviewed on: 24th June 2025

A Fantastic Service I Highly Recommend

5
I would and have recommended Loqbox to friends and family. It is a fantastic service that I first used when I needed to improve my credit score due to a name change that reset my score. Loqbox not only improved my score, but also linked my old score to my new one (something the credit companies said couldn't be done), improving my credit score by hundreds of points overnight. I will forever be grateful to them for this. Their loqbox rent service also has been an absolute boon during changing circumstances, and I have returned to this service repeatedly, knowing they can be trusted and always have my back. Reviewed on: 24th June 2025

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