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Loqbox: Credit report and building reviews

View other Loqbox products
4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
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Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
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Sam
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit report and building now

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Loqbox Credit report and building reviews (1129)

Helped me increase my credit score

5
Helped me increase my credit score Reviewed on: 24th June 2025
Diana R's avatar
Diana R

They are very straight forward and easy to use.

5
They are very straight forward and easy to use. Reviewed on: 24th June 2025
Ben j's avatar
Ben j

New customer

4
Been a customer for a short while. No issues so far. Reviewed on: 24th June 2025
Damo B's avatar
Damo B

Love it!

5
Such a good idea for those in need of a credit score builder or just a way of saving every month. Reviewed on: 24th June 2025
Emma J's avatar
Emma J

Loqbox is a credit builder that helps you establish...

5
Loqbox is a credit builder that helps you establish or improve your credit history while saving money. I set a savings goal, and Loqbox reports my monthly payments to the three main UK credit agencies I can withdraw your savings at the end of the period and Loqbox offers personalised financial guidance and educational content to which has improved financial knowledge. I feel this is a unique savings model to build credit. Reports to all three main UK credit reference agencies.and offers financial education and guidance plus there’s no credit check too. My credit score has already improved significantly and I have been able to be offered more credit as a result. Reviewed on: 24th June 2025
JSJ's avatar
JSJ

Incredible and brilliant

5
Loqbox has helped me build a better credit score and a better relationship with money Reviewed on: 24th June 2025
Jason R's avatar
Jason R

Loqbox helped improve my credit score, and the savin...

4
Loqbox helped improve my credit score, and the savings structure kept me on track. Just be aware that the Grow plan - the one that reports to credit agencies - costs £2.99 per week, which adds up to around £155 a year. It's a useful tool if you're looking to build credit without taking on debt, but it's not free. Worth considering if you're okay with the cost. Reviewed on: 24th June 2025
Michael Efosa Iyekowa's avatar
Michael Efosa Iyekowa

Brilliant company! 100% recommended

5
I haven't been done wrong by them, its exactly what it says on the tin, you want to grow your credit score? It will, the whole process is so easy I don't even think about the monthly payments, and its only been a few months ny credit score has risen by almost 100 points! Fantastic service wish I'd joined sooner Reviewed on: 24th June 2025
Sharna P's avatar
Sharna P

Super easy to use and great customer service

5
Super easy to use and great customer service Reviewed on: 24th June 2025
Samantha B's avatar
Samantha B

The site is easy to use and has been helpful in impr...

5
The site is easy to use and has been helpful in improving my credit. Well worth it. Reviewed on: 24th June 2025
Louis Fox's avatar
Louis Fox

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