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Loqbox: Credit score builder reviews

4.76
Based on 1,124 reviews, last reviewed 14th Aug 2025
23000% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

My credit score has started coming up great service My credit score has started coming up Reviewed on: 14th August 2025
Stella's avatar
Stella

Latest lowest rating:

1

Don’t even understand what this is and can’t stop mo... Don’t even understand what this is and can’t stop money going out my bank Reviewed on: 10th July 2025
Hannah J's avatar
Hannah J

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (1124)

Great tool for saving and credit building

5
Great tool for saving but in the process building your credit score Reviewed on: 24th June 2025

Reporting my rent is the best thing ever, plus the v...

5
Reporting my rent is the best thing ever, plus the virtual card Reviewed on: 24th June 2025

I struggle to save and my credit score is bad but si...

5
I struggle to save and my credit score is bad but since using loqbox my credit score has improved and I’m actually saving money without realising it Reviewed on: 24th June 2025

Having finished a 5 year IVA needed to grow my credit.

5
Having finished an IVA I needed to grow my credit. I found Loqbox the perfect solution to build my credit. I'm currently using Loqbox save and Loqbox grow. It is easy to understand, and I am seeing my credit score grow every month. Its been a brilliant find and i strongly recommend it. Reviewed on: 24th June 2025

Great some of the Best and would definitely refer to...

4
Great some of the Best and would definitely refer to family and friends Reviewed on: 24th June 2025

Helped me increase my credit score

5
Helped me increase my credit score Reviewed on: 24th June 2025

They are very straight forward and easy to use.

5
They are very straight forward and easy to use. Reviewed on: 24th June 2025

New customer

4
Been a customer for a short while. No issues so far. Reviewed on: 24th June 2025

Love it!

5
Such a good idea for those in need of a credit score builder or just a way of saving every month. Reviewed on: 24th June 2025

Loqbox is a credit builder that helps you establish...

5
Loqbox is a credit builder that helps you establish or improve your credit history while saving money. I set a savings goal, and Loqbox reports my monthly payments to the three main UK credit agencies I can withdraw your savings at the end of the period and Loqbox offers personalised financial guidance and educational content to which has improved financial knowledge. I feel this is a unique savings model to build credit. Reports to all three main UK credit reference agencies.and offers financial education and guidance plus there’s no credit check too. My credit score has already improved significantly and I have been able to be offered more credit as a result. Reviewed on: 24th June 2025

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