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Loqbox: Credit report and building reviews

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4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
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Sam
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1129)

Loqbox in later life.

5
The process of setting up my Loqbox account was simple. With easy to follow instructions and an explanation at every step, I felt informed and confident. As a recently divorced woman rapidly approaching sixty I found some financial matters rather challenging, especially as I had no credit history in my own name. Using Loqbox is a great way for me to save as i build a healthy credit score independently. And that feels great. Reviewed on: 24th June 2025
Rachel Celik's avatar
Rachel Celik

Was easy to navigate and it’s a good credit score bu...

5
Was easy to navigate and it’s a good credit score builder Reviewed on: 24th June 2025
Hadiza Vivian John's avatar
Hadiza Vivian John

Brilliant service,

5
Brilliant service. Easy to understand and use. Makes a massive impact Reviewed on: 24th June 2025
Darren Bown's avatar
Darren Bown

Good service, easy to understand and get to grips with.

5
Good service, easy to understand and get to grips with. I'm now making progress thanks to loqbox. Reviewed on: 24th June 2025
Eliott's avatar
Eliott

Pay a loan monthly installment to improve your credi...

5
Pay a loan monthly installment to improve your credit score. Withdrawn £ 240 after loan payments linstallment is paid fully. FANTASTIC DESERVES A 5 star Reviewed on: 24th June 2025
Christ Grace's avatar
Christ Grace

Thank you loqbox

5
Loqbox has helped my to increase my credit score which enabled me to get a loan. Auch an easy way to increase your credit score, my score went up 50 points in the first month. Thank you loqbox Reviewed on: 24th June 2025
Charlotte 's avatar
Charlotte

I set up Loqbox to improve my credit score.

5
I set up Loqbox to improve my credit score. By my second installment for Loqbox my credit rating had increased by 89 points. It's honestly been a really rewarding financial framework for me to work with. Reviewed on: 24th June 2025
Vanessa J's avatar
Vanessa J

I was hesitant at first however I decided to pursue...

5
I was hesitant at first however I decided to pursue the services Loqbox offer, I’ve seen a substantial increase in my credit score some doing so. Reviewed on: 24th June 2025
Daniel Hammon's avatar
Daniel Hammon

Help me get back on track with my credit building...

5
Help me get back on track with my credit building Reviewed on: 24th June 2025
Randal Joseph's avatar
Randal Joseph

Seems to genuinely works, was sceptical to begin wit...

4
Seems to genuinely works, was sceptical to begin with but seems to work, my credit score improved within a few weeks of using Reviewed on: 24th June 2025
Steven Wheeler-davies's avatar
Steven Wheeler-davies

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