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Loqbox: Credit score builder reviews

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4.76
Based on 1,124 reviews, last reviewed 14th Aug 2025
23000% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
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1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

My credit score has started coming up great service My credit score has started coming up Reviewed on: 14th August 2025
Stella's avatar
Stella

Latest lowest rating:

1

Don’t even understand what this is and can’t stop mo... Don’t even understand what this is and can’t stop money going out my bank Reviewed on: 10th July 2025
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Hannah J
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (1124)

Helped me build credit with ease and no risk

5
Loqbox has been a great tool for me to improve my credit score without needing to borrow money or use a credit card. The process was clear from the start, and I liked that there were no hidden fees. It felt safe and easy to use, and I could track my progress over time. I also appreciate how it teaches good financial habits. I’d definitely recommend it to anyone who’s new to credit or looking to rebuild their score in a manageable way. Reviewed on: 24th June 2025
HASAN's avatar
HASAN

Great for building credit, but a bit pricey

5
Loqbox helped me improve my credit score within a few months, and the process was super easy to follow. I love how they report to the credit agencies and keep everything on track. The only downside is that the subscription cost feels a bit high, but the benefits make it worth it if you’re serious about improving your credit. Reviewed on: 24th June 2025
Alin F's avatar
Alin F

It was so easy and so understandable on what the ser...

5
It was so easy and so understandable on what the service was I was getting and just made sense to me, they have helped me so much over the past few months and I have recommended to loads of friends and family Reviewed on: 24th June 2025
David D's avatar
David D

Great product. . . interesting billing

3
They billed me and I had no idea they were going to do that, and I have no idea how to cancel or if that will affect my credit score. It’s all a bit ambiguous. they seem to have a great product but it’s not for me right now and I’m not sure how to cancel Reviewed on: 24th June 2025
frog's avatar
frog

Saving with loqbox has been itch-free.

5
Saving with loqbox has been itch-free. A friend actually introduced me to it. I was sceptical at first but I’m glad I gave it a shot. Reviewed on: 24th June 2025
Stella O's avatar
Stella O

Loqbox in later life.

5
The process of setting up my Loqbox account was simple. With easy to follow instructions and an explanation at every step, I felt informed and confident. As a recently divorced woman rapidly approaching sixty I found some financial matters rather challenging, especially as I had no credit history in my own name. Using Loqbox is a great way for me to save as i build a healthy credit score independently. And that feels great. Reviewed on: 24th June 2025
Rachel Celik's avatar
Rachel Celik

Was easy to navigate and it’s a good credit score bu...

5
Was easy to navigate and it’s a good credit score builder Reviewed on: 24th June 2025
Hadiza Vivian John's avatar
Hadiza Vivian John

Brilliant service,

5
Brilliant service. Easy to understand and use. Makes a massive impact Reviewed on: 24th June 2025
Darren Bown's avatar
Darren Bown

Good service, easy to understand and get to grips with.

5
Good service, easy to understand and get to grips with. I'm now making progress thanks to loqbox. Reviewed on: 24th June 2025
Eliott's avatar
Eliott

Pay a loan monthly installment to improve your credi...

5
Pay a loan monthly installment to improve your credit score. Withdrawn £ 240 after loan payments linstallment is paid fully. FANTASTIC DESERVES A 5 star Reviewed on: 24th June 2025
Christ Grace's avatar
Christ Grace

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