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Loqbox: Credit report and building reviews

4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
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7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
Sam's avatar
Sam

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1129)

Amazing to improve credit score

5
Great little helper app to help improve your credit rating. Reviewed on: 24th June 2025

Easy to view and excellent way to build credit re...

5
Easy to app and excellent way to build credit record. Reviewed on: 24th June 2025

It helps me save and build my credit!

5
It helps me save and build my credit! As a mum of 4 it really does help. Reviewed on: 24th June 2025

Great Credit score buider helps full

5
Great Credit score buider helps full Reviewed on: 24th June 2025

EASY WAY TO SAVE AND GET BACK ON TRACK.

5
Straight forward easy way to save and get your credit rating on the right track .Thanks . Reviewed on: 24th June 2025

Helped me build credit with ease and no risk

5
Loqbox has been a great tool for me to improve my credit score without needing to borrow money or use a credit card. The process was clear from the start, and I liked that there were no hidden fees. It felt safe and easy to use, and I could track my progress over time. I also appreciate how it teaches good financial habits. I’d definitely recommend it to anyone who’s new to credit or looking to rebuild their score in a manageable way. Reviewed on: 24th June 2025

Great for building credit, but a bit pricey

5
Loqbox helped me improve my credit score within a few months, and the process was super easy to follow. I love how they report to the credit agencies and keep everything on track. The only downside is that the subscription cost feels a bit high, but the benefits make it worth it if you’re serious about improving your credit. Reviewed on: 24th June 2025

It was so easy and so understandable on what the ser...

5
It was so easy and so understandable on what the service was I was getting and just made sense to me, they have helped me so much over the past few months and I have recommended to loads of friends and family Reviewed on: 24th June 2025

Great product. . . interesting billing

3
They billed me and I had no idea they were going to do that, and I have no idea how to cancel or if that will affect my credit score. It’s all a bit ambiguous. they seem to have a great product but it’s not for me right now and I’m not sure how to cancel Reviewed on: 24th June 2025

Saving with loqbox has been itch-free.

5
Saving with loqbox has been itch-free. A friend actually introduced me to it. I was sceptical at first but I’m glad I gave it a shot. Reviewed on: 24th June 2025

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