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Loqbox: Credit report and building reviews

4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
Sam's avatar
Sam

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1129)

Did improve credit score the first year then nothing...

4
Did improve credit score the first year then nothing the next couple. Reviewed on: 13th June 2025

Excellent service and easy to use to build your cred...

5
Excellent service and easy to use to build your credit score Reviewed on: 13th June 2025

Perfect credit builder

5
Since I joined,my credit score improved dramatically.Gives a chance to explore more financially Reviewed on: 13th June 2025

Transparent system, worked reallywell with ny credit...

5
Transparent system, worked reallywell with ny credit score Reviewed on: 13th June 2025

Excellent for saving and improving credit score

5
Excellent for saving and improving credit score Reviewed on: 13th June 2025

Its really nice a like it a lot, Amazing,the best i...

5
Its really nice a like it a lot, Amazing,the best i like it a lot Reviewed on: 13th June 2025

I have gained more credit.

5
I have gained more credit. Love that your tent can help build you credit Reviewed on: 13th June 2025

Building credit, with less risk

5
Allows me to build credit, without having to expose myself to a credit card, and inevitably ending up with further debt Reviewed on: 13th June 2025

Excellent way to save

5
it is a great service to build credit and save Reviewed on: 13th June 2025

Worth the money and the hype! I now have savings!

5
Loqbox has boosted my credit so much, considering I am currently in a trustdeed it has helped me save up some money as well as boost my credit score. The fact is that it also tracks my rent payments, providing evidence for when I buy a house. The whole concept and experience has been awesome! Reviewed on: 13th June 2025

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