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Loqbox: Credit report and building reviews

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4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
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1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
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Sam
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit report and building now

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Loqbox Credit report and building reviews (1129)

5-Star Review for Loqbox...

5
5-Star Review for Loqbox I can't recommend **Loqbox** highly enough! This service has been an absolute game-changer for me. Not only is it helping me **build my credit score**, but it's also allowing me to **save money** in the process—something I never thought could go hand-in-hand. When I first started using Loqbox, I was looking for a simple way to improve my credit profile without getting into debt. Loqbox offered exactly that. It works like magic: you commit to saving a fixed amount each month, and they report those payments to the credit bureaus as if you’re repaying a loan. So your score improves while your savings grow! Since joining, I’ve already seen a noticeable increase in my credit score, which is giving me so much more financial freedom and confidence. And the best part? I get **all my money back** at the end of the term, which I can either keep as savings or use toward something important. It’s rare to find a financial tool that truly benefits you in more than one way. Loqbox is **easy to use, transparent, and incredibly effective**. If you’re looking to build your credit and save at the same time, this is the service you’ve been waiting for. Thank you, Loqbox—you’ve made financial progress simple and rewarding! Reviewed on: 1st June 2025
Tobias G's avatar
Tobias G

loqbox has helped me grow and save

4
loqbox has helped me grow and save money and helped me improve my credit score would recommend this service to anyone. Reviewed on: 1st June 2025
Jack Harper 's avatar
Jack Harper

Great way to improve credit score.

5
Great way to improve credit score. The cost for this service is more than covered by the better interest rate available for future loans. Reviewed on: 1st June 2025
Andrew M's avatar
Andrew M

Was easy to set up and easy to communicate with advi...

5
Was easy to set up and easy to communicate with advisors Reviewed on: 1st June 2025
Thomas F's avatar
Thomas F

Very helpful, save has saved me a good few times pun...

4
Very helpful, save has saved me a good few times pun intended Reviewed on: 1st June 2025
Jack D's avatar
Jack D

Really good way to saveReally enjoying loqbox

5
Really good way to saveReally enjoying loqbox Reviewed on: 1st June 2025
Dylan Williams's avatar
Dylan Williams

With Loqbox I have achieved my financial goals.

5
With Loqbox I have achieved my financial goals. Reviewed on: 1st June 2025
Julius O's avatar
Julius O

Everything is done and completely on time and correct.

5
Everything is done and completely on time and correct. What is said is completed? There were no hidden costs. No heating activities. Everything's up front and clear to understand idiot proof Reviewed on: 1st June 2025
Michael G's avatar
Michael G

It’s been 5 years.

5
It’s been 5 years now that I have been a customer and will continue to be. Reviewed on: 1st June 2025
Shavon S's avatar
Shavon S

It’s been seamless; I’ve not had any issues and my c...

5
It’s been seamless; I’ve not had any issues and my credit score is in the best shape it’s ever been. Reviewed on: 1st June 2025
MT's avatar
MT

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