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Loqbox: Credit building reviews

View other Loqbox products
4.57
Based on 1,961 reviews, last reviewed 3rd Sep 2026
1% increase in 5 star reviews
in the past 90 days
57% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Rebuild your credit while saving money. You set up a direct debit for whatever amount you want (I picked £20) and each month that amount is taken from your account like any other bill. These... Read more Reviewed on: 3rd September 2026
reservedfool's avatar
reservedfool

Latest lowest rating:

1

You charge me 4 times and I do not get anything try... You charge me 4 times and I do not get anything try to cancel but nothing happens try to contact and no one answers Reviewed on: 13th July 2026
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Dovydas
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About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit building now

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Loqbox Credit building reviews (1961)

Really happy I came across loqbox, it’s really helpe...

5
Really happy I came across loqbox, it’s really helped me manage my money better. Reviewed on: 8th July 2025
Sara B's avatar
Sara B

Loqbox has helped me improve my credit score

5
Loqbox has helped me improve my credit score by 50 points in the past 3 months, the save and rent services are also great for tracking finances, i cannot recommend it enough Reviewed on: 8th July 2025
Flavius A's avatar
Flavius A

Expensive for not much in return

3
Expensive for not much in return Reviewed on: 8th July 2025
J's avatar
J

It was confusing at first.

5
It was confusing at first. I wasn’t sure what I signed up to. How ever after a few months i was getting offered multiple credit cards. So it definitely helped. I’m just hoping after the year it doesn’t disappoint Reviewed on: 8th July 2025
Clayton M's avatar
Clayton M

In tests but is good until now

5
I am still in tests with you guys but is all good until now. Reviewed on: 8th July 2025
Smechie's avatar
Smechie

Hopefully this improves my credit score

3
Still not sure how this really works to improve my credit score, just waiting to see... I tried to use the tools available but I don't understand how it helps me. Customer service tried to help but some issues are not resolved. Reviewed on: 8th July 2025
Thembi M's avatar
Thembi M

I had no problems to open the account when my friend...

5
I had no problems to open the account when my friend advised me about loqbox. I am happy to come across loqbox, their services are what I wanted. No regrets. Reviewed on: 8th July 2025
Mary C's avatar
Mary C

My credit score was 20 and since setting up this is...

5
My credit score was 20 and since setting up this is has gone up Reviewed on: 8th July 2025
Melissa S's avatar
Melissa S

New Customer

5
I’ve only recently signed up to Loqbox save and grow. So far my experiehas been straightforward and I’m hoping it positively impacts my credit rating. Seems to be a no brainer if used for savings and not as a loan to be paid back. Time will tell. Reviewed on: 8th July 2025
Lynn M's avatar
Lynn M

Great for building credit step by step

5
Loqbox has been really helpful for improving my credit score in a safe and structured way. The app is easy to use, and I like that I can save money while building credit at the same time. It's a smart idea and perfect for anyone starting their credit journey in the UK. I’ve seen positive changes in my credit score since joining, and the monthly updates help me stay on track. Highly recommended! Reviewed on: 8th July 2025
Masoud N's avatar
Masoud N

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