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Loqbox: Credit report and building reviews

4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
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Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
Sam's avatar
Sam

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1129)

Loqbox has helped me build my credit higher than I e...

5
Loqbox has helped me build my credit higher than I ever thought possible. I have to thank the team and I have saved some money in the process. Many thanks Reviewed on: 1st June 2025

Great experience!

5
The experience has been good. They have provided insight on my credit score and rating. Reviewed on: 1st June 2025

Excellent app and very easy to use

5
Helped my credit rating and saved a bit of money Reviewed on: 1st June 2025

Love how you save and build your credit.

5
Love how you save and build your credit at the same time I had poor credit now I got fair credit now Reviewed on: 1st June 2025

Builds credit score fast

5
Although it first hinders your score to set up it soon builds your faster than if you didn't have loqbox. I used it to track rent payments to help my score for buying a house in the future. I highly recommend it. Reviewed on: 1st June 2025

Experience as been great, easy monthly payments take...

5
Experience as been great, easy monthly payments taken by direct debit so I can build my credit back up and save at the same time. Reviewed on: 1st June 2025

Score was up 14 points in 5 days.

5
Score was up 14 points in 5 days. Magical Reviewed on: 1st June 2025

My experience has been a very smooth one.

5
My experience has been a very smooth one. No ambiguity, no hidden information. Reviewed on: 1st June 2025

I’ve been saving with loqbox for about 3years now, I...

5
I’ve been saving with loqbox for about 3years now, I’ve never had problems I love that the money is there it’s being looked after and I can’t touch it until the year is up, Reviewed on: 1st June 2025

All ready for business

5
The experience was wonderful, always ready to answer questions. Reviewed on: 1st June 2025

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