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Loqbox: Credit report and building reviews

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4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1128)

Great experience!

5
The experience has been good. They have provided insight on my credit score and rating. Reviewed on: 1st June 2025
Khozema K's avatar
Khozema K

Excellent app and very easy to use

5
Helped my credit rating and saved a bit of money Reviewed on: 1st June 2025
Ross M's avatar
Ross M

Love how you save and build your credit.

5
Love how you save and build your credit at the same time I had poor credit now I got fair credit now Reviewed on: 1st June 2025
Jenny McMillan 's avatar
Jenny McMillan

Builds credit score fast

5
Although it first hinders your score to set up it soon builds your faster than if you didn't have loqbox. I used it to track rent payments to help my score for buying a house in the future. I highly recommend it. Reviewed on: 1st June 2025
Charlotte C's avatar
Charlotte C

Experience as been great, easy monthly payments take...

5
Experience as been great, easy monthly payments taken by direct debit so I can build my credit back up and save at the same time. Reviewed on: 1st June 2025
Claire p's avatar
Claire p

Score was up 14 points in 5 days.

5
Score was up 14 points in 5 days. Magical Reviewed on: 1st June 2025
kiaya b's avatar
kiaya b

My experience has been a very smooth one.

5
My experience has been a very smooth one. No ambiguity, no hidden information. Reviewed on: 1st June 2025
Omoniyi A's avatar
Omoniyi A

I’ve been saving with loqbox for about 3years now, I...

5
I’ve been saving with loqbox for about 3years now, I’ve never had problems I love that the money is there it’s being looked after and I can’t touch it until the year is up, Reviewed on: 1st June 2025
Miss Z's avatar
Miss Z

All ready for business

5
The experience was wonderful, always ready to answer questions. Reviewed on: 1st June 2025
Amechi O's avatar
Amechi O

5-Star Review for Loqbox...

5
5-Star Review for Loqbox I can't recommend **Loqbox** highly enough! This service has been an absolute game-changer for me. Not only is it helping me **build my credit score**, but it's also allowing me to **save money** in the process—something I never thought could go hand-in-hand. When I first started using Loqbox, I was looking for a simple way to improve my credit profile without getting into debt. Loqbox offered exactly that. It works like magic: you commit to saving a fixed amount each month, and they report those payments to the credit bureaus as if you’re repaying a loan. So your score improves while your savings grow! Since joining, I’ve already seen a noticeable increase in my credit score, which is giving me so much more financial freedom and confidence. And the best part? I get **all my money back** at the end of the term, which I can either keep as savings or use toward something important. It’s rare to find a financial tool that truly benefits you in more than one way. Loqbox is **easy to use, transparent, and incredibly effective**. If you’re looking to build your credit and save at the same time, this is the service you’ve been waiting for. Thank you, Loqbox—you’ve made financial progress simple and rewarding! Reviewed on: 1st June 2025
Tobias G's avatar
Tobias G

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