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Loqbox: Credit score builder reviews

Name: Credit score builder
Rating: 4.66 (941 reviews)

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4.76

Based on 941 reviews, last reviewed 26th Jun 2025

77100% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

Motivational Credit score has increased has helped me to save which has increased second time round Reviewed on: 26th June 2025

Latest lowest rating:

1

I can not log in and nobody seems to to care. I can not log in and nobody seems to to care. Reviewed on: 25th June 2025

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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (941)

AVOID AT ALL COST

I signed up Loqbox for a year and saved £30 per month but at the end of the year I only got £220 back despite them saying you get all your money back!! They stated that I had signed up for the 50 points promise (that you don't get anyway) that costs £10 per month. It's cheaper to save the same amount in a local credit union at least you don't lose any money saving. They tried to tie me for another loqbox savings with another 50 promise. As far as I am concerned they've broken their 50 points promise and hidden the fact it actually costs you £10 per month for the so called promise. The FACT you DON'T GET ALL your money back in savings leaves a foul taste in the mouth for me. AVOID AT ALL COSTS Use your local credit union least you can save weekly/monthly and you get ALL your money back. They also can give you small locost loans that DON'T rip you off. I WILL NOT BE RECOMMENDING LOQBOX TO ANYONE ☹️☹️☹️ Reviewed on: 5th May 2022

Scam - AVOID

Do not use this company. Read the other reviews - the company hides information on sign-up, their offering is not worth it. I even signed up to LOQBOX SPEND, only to find out you can't SPEND anything. It's a joke. AVOID. Reviewed on: 30th April 2022

£30 charge for your own savings!

They fail to explain anywhere in the signing up process that you WILL be charged £30 at least, to get your saving returned to you. Apparently its in the policy manual (that no one reads). Absolute SCAM, and for it to be recommended by Clearscore made me think it would be legit. DO NOT USE unless you're happy loosing at least £30 just to receive your hard earned money back. Not Good! Reviewed on: 29th April 2022

Go out of there way to hid information when you sign

Never use them and customer service is a joke Reviewed on: 25th April 2022

Scam

They fail to tell you than once you've completed your savings, unless you open an account with TSB (transferring all DD, and having to reapply for overdrafts) they charge you £30 to transfer YOUR money into your account Reviewed on: 20th April 2022

Ridiculous

You save £20 a month, with no interest, it's classed as an unsecured loan, you are reported to credit ref agencies if you fail to save the 20 a month, then you may have to pay to get your money back.. madness Reviewed on: 14th March 2022

Loqbox is a scam

Do not fall for these scammers they get to use or invest the money we pay into their account and make money out of that since we cannot access that money until the plan ends and still charge £30 to withdraw your money at the end of the plan. Not a single improvement to my credit report Reviewed on: 3rd March 2022

Scam

Had to open my loqbox early due to financial difficulties. Out of £160 savings I ended up with £60 because I apparently had the 50 point promise ???? AVOID Reviewed on: 18th February 2022

just avoid

waste the time and money. this just rip you off on the end. charge you 30% of you money to get back you cash Reviewed on: 13th February 2022

Pretty good company

I’ve been with loqbox since June of 2021. Credit score has improved, I will probably continue with them forever, doubling down my savings every year. Reviewed on: 1st February 2022

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Loqbox: Credit score builder reviews

77100% increase in 5 star reviews

500% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Loqbox: Credit score builder now

Loqbox Credit score builder reviews (941)

AVOID AT ALL COST

Scam - AVOID

£30 charge for your own savings!

Go out of there way to hid information when you sign

Scam

Ridiculous

Loqbox is a scam

Scam

just avoid

Pretty good company

Review Loqbox: Credit score builder now

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