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Loqbox: Credit report and building reviews

4.75
Based on 1,129 reviews, last reviewed 10th Mar 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

2

Gruelling experience from my time with LOQBOX I was a Loqbox customer for nearly three years and wanted to try their credit products and was attracted by their Loqbox save feature. I have written ... Read more Reviewed on: 10th March 2026
Sam's avatar
Sam

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1129)

Improvement.

5
An easy way to save and improve your credit score Reviewed on: 1st June 2025

Am proud to save with Lockbox becouse this is the se...

5
Am proud to save with Lockbox becouse this is the second payout am getting this coming October 2025 Reviewed on: 1st June 2025

Lockbox helped me to save money.. all is tranparent

5
Lockbox helped me to save money. They have knowledge and all all is Reviewed on: 1st June 2025

I have never regretted opening the account because i...

5
I have never regretted opening the account because it helps to build my credit score. Reviewed on: 1st June 2025

Built credit with no credit history

5
I came to the UK with no credit history and needed a way to build credit so that we could purchase a home. This provided the easiest and most viable option Reviewed on: 1st June 2025

Very user friendly.

5
Very user friendly. Easy to navigate. A very good way to improve credit score. Communication is always straightforward Reviewed on: 1st June 2025

My only issue is that sometimes you have tried to ta...

4
My only issue is that sometimes you have tried to take payments early Reviewed on: 1st June 2025

Brilliant tool to build credit while saving

4
I've seen a noticeable improvement in my credit rating since using it! The app is user-friendly, and the concept is brilliant. I've been using loqbox Save & Rent. Reviewed on: 1st June 2025

Wonderful, down to earth advice.

5
Wonderful, down to earth advice. Easy to read and understand finance info. Quick and easy to use online. Reviewed on: 1st June 2025

Extremely easy to understand and very helpful

5
Extremely easy to understand and very helpful Reviewed on: 1st June 2025

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