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Loqbox: Credit report and building reviews

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4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
7%
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1%
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1%
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5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

Review Loqbox: Credit report and building now

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Loqbox Credit report and building reviews (1128)

Am proud to save with Lockbox becouse this is the se...

5
Am proud to save with Lockbox becouse this is the second payout am getting this coming October 2025 Reviewed on: 1st June 2025
Anthony N's avatar
Anthony N

Lockbox helped me to save money.. all is tranparent

5
Lockbox helped me to save money. They have knowledge and all all is Reviewed on: 1st June 2025
Juliet M's avatar
Juliet M

I have never regretted opening the account because i...

5
I have never regretted opening the account because it helps to build my credit score. Reviewed on: 1st June 2025
David A's avatar
David A

Built credit with no credit history

5
I came to the UK with no credit history and needed a way to build credit so that we could purchase a home. This provided the easiest and most viable option Reviewed on: 1st June 2025
Jennifer G's avatar
Jennifer G

Very user friendly.

5
Very user friendly. Easy to navigate. A very good way to improve credit score. Communication is always straightforward Reviewed on: 1st June 2025
Claudius M's avatar
Claudius M

My only issue is that sometimes you have tried to ta...

4
My only issue is that sometimes you have tried to take payments early Reviewed on: 1st June 2025
Shreece D's avatar
Shreece D

Brilliant tool to build credit while saving

4
I've seen a noticeable improvement in my credit rating since using it! The app is user-friendly, and the concept is brilliant. I've been using loqbox Save & Rent. Reviewed on: 1st June 2025
Tony's avatar
Tony

Wonderful, down to earth advice.

5
Wonderful, down to earth advice. Easy to read and understand finance info. Quick and easy to use online. Reviewed on: 1st June 2025
Belinda J's avatar
Belinda J

Extremely easy to understand and very helpful

5
Extremely easy to understand and very helpful Reviewed on: 1st June 2025
Kerry A's avatar
Kerry A

Loqbox has helped me build my credit higher than I e...

5
Loqbox has helped me build my credit higher than I ever thought possible. I have to thank the team and I have saved some money in the process. Many thanks Reviewed on: 1st June 2025
Barclay G's avatar
Barclay G

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