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Loqbox: Credit building reviews

4.57
Based on 1,961 reviews, last reviewed 3rd Sep 2026
1% increase in 5 star reviews
in the past 90 days
57% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
0%
See only 1 star reviews
4%

Latest highest rating:

5

Rebuild your credit while saving money. You set up a direct debit for whatever amount you want (I picked £20) and each month that amount is taken from your account like any other bill. These... Read more Reviewed on: 3rd September 2026
reservedfool's avatar
reservedfool

Latest lowest rating:

1

You charge me 4 times and I do not get anything try... You charge me 4 times and I do not get anything try to cancel but nothing happens try to contact and no one answers Reviewed on: 13th July 2026
Dovydas's avatar
Dovydas

About this product

Loqbox membership is an all-in-one service to help build your financial health.

You can build your credit score, grow your savings and gain a better understand about the world of money. You'll need to pay a low monthly fee for full Loqbox membership.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit building reviews (1961)

Amazing great service very easy to use

5
Amazing great service very easy to use Reviewed on: 8th July 2025

Three Clicks to Join, Endless Loops to Leave

1
I tried to delete my account but it is almost impossible. You keep so much of our data and make it very hard for people who genuinely want to leave. If you want to build a good product, look at how Netflix or Amazon do it. I should be able to opt out in three clicks. This is not the right service for me. And oh yeah, I just cancelled my debit card so you can never ever charge me from a service that I don’t want to use. Reviewed on: 8th July 2025

Great ideas and service.

5
Great ideas and service. I will stay with Loqbox forever Reviewed on: 8th July 2025

Easy process to follow and get you on the right trac...

5
Easy process to follow and get you on the right track affordable for everyone Reviewed on: 8th July 2025

Loqbox: A Smarter Way to Boost Your Credit

5
Loqbox is a fantastic tool for anyone looking to build or improve their credit score while saving money. It’s easy to use, with a clean interface and a simple setup process. What sets it apart is how it combines credit building with savings — a win-win for financial wellness. The fact that there’s no interest or fees (unless you choose optional extras) makes it a risk-free way to boost your credit profile. I also appreciate how transparent and supportive their customer service is. Overall, Loqbox is a smart and practical choice for better financial health. Reviewed on: 8th July 2025

I used loqbox save to save up some funds over a peri...

5
I used loqbox save to save up some funds over a period of time and loqbox rent to build my credit score same as the loqbox grow. It was transparent and very good customer service Reviewed on: 8th July 2025

Loqbox is a great way to restore a healthy credit sc...

5
Loqbox is a great way to restore a healthy credit score Reviewed on: 8th July 2025

Very helpful service, boosts credit histories.

5
Very helpful service, boosts credit histories. Would recommend them to people wanting to build their credit scores without using credit cards Reviewed on: 8th July 2025

Life changing for my credit

5
I started using Loqbox when my credit score felt like it was beyond saving. Since then, I’ve seen a real improvement and finally feel like there’s a way out of the bad credit hole I was stuck in. It’s been a simple, stress-free way to build credit without needing to borrow money in the traditional sense. The fact that it also helps with saving is a huge bonus. Loqbox has genuinely given me hope and a clear path to better financial health — something I didn’t think was possible a year ago. I’d recommend it to anyone trying to rebuild their credit the smart way Reviewed on: 8th July 2025

Very easy to use and friendly service.

5
Very easy to use and friendly service. Definitely wish I started using it sooner Reviewed on: 8th July 2025

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