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Loqbox: Credit report and building reviews

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4.75
Based on 1,128 reviews, last reviewed 2nd Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
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1%
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1%
See only 1 star reviews
5%

Latest highest rating:

5

Good explanation easy to use professionally and easy... Good explanation easy to use professionally and easy enough for me to understand how to use it properly and how to make sure that the correct way to u... Read more Reviewed on: 16th September 2025
Josefa 's avatar
Josefa

Latest lowest rating:

1

Zero result / false advertising I signed up based on advertising and the promise to help shift my credit rating. However 6 months passed, i made the payments, but the result is zero.... Read more Reviewed on: 2nd February 2026
Sabina Khachaturian's avatar
Sabina Khachaturian
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About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit report and building reviews (1128)

Good credit score

5
Since I have started using loqbox my credit score has increased tremendously. Reviewed on: 1st June 2025
Claudius O's avatar
Claudius O

Great way of saving

5
Great way of saving and can't touch it until you've saved up your total amount Reviewed on: 1st June 2025
Stacey Lou's avatar
Stacey Lou

GREAT WORK SO FAR.

5
THE WEBSITE IS GREAT TO NAVIGATE THROUGH AND I FEEL CONTENT THAT ANY QUESTIONS WOULD BE ANSWERED IF NECESSARY. Reviewed on: 1st June 2025
MRS EMMA RUSSELL's avatar
MRS EMMA RUSSELL

Financial builder

5
Logbox has beeb able to buiild my financial strength and capability, and increased my savings ability Consistently while eager to save more, it was difficult when I started but I was able to cope with time Reviewed on: 1st June 2025
Rowland O's avatar
Rowland O

Loqbox moved my score from the 300 range to 700 rang...

5
Loqbox moved my score from the 300 range to 700 range in a year. Guys a year might be too long. You probably need to up your score asap but I will rell you to give loqbox s chanfe and trust the process Reviewed on: 1st June 2025
Percy 's avatar
Percy

Loqbox has been a game-changer for me

5
It not only helped transform my credit score but also encouraged me to save mindlessly — something I’ve always struggled with. The structure made it easy to build healthy financial habits without overthinking. I’ve noticed a clear increase in my saving proportion with a set date od direct debit, and the credit boost was a huge confidence lift. I would absolutely recommend Loqbox to anyone looking to take control of their finances and build a better future. It’s simple, effective, and genuinely impactful. Reviewed on: 1st June 2025
Karim 's avatar
Karim

I was stuck before Loqbox

5
It has supported me in gaining a mortgage and improve on my finances Reviewed on: 1st June 2025
Nicole's avatar
Nicole

still not updated my rent payment

5
still not updated my rent payment Reviewed on: 1st June 2025
Vishva's avatar
Vishva

Great way to help build credit score

5
Great way to help build credit score Reviewed on: 1st June 2025
Gareth W's avatar
Gareth W

Improvement.

5
An easy way to save and improve your credit score Reviewed on: 1st June 2025
John Nolan's avatar
John Nolan

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