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Loqbox: Credit score builder reviews

4.77
Based on 1,124 reviews, last reviewed 14th Aug 2025
65% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
1%
See only 1 star reviews
5%

Latest highest rating:

5

My credit score has started coming up great service My credit score has started coming up Reviewed on: 14th August 2025
Stella's avatar
Stella

Latest lowest rating:

1

Don’t even understand what this is and can’t stop mo... Don’t even understand what this is and can’t stop money going out my bank Reviewed on: 10th July 2025
Hannah J's avatar
Hannah J

About this product

Loqbox helps you build your credit profile.

With a membership, you can build credit while you save, access educational resources, get a dedicated line of credit that pays for your membership and report your rental payments to credit reference agencies. Loqbox offers two membership tiers – Full and Lite.

Loqbox reviews help you find out what it’s really like to be a customer. If you’ve used Loqbox before, you can also leave a review and share your experience.

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Loqbox Credit score builder reviews (1124)

Loqbox moved my score from the 300 range to 700 rang...

5
Loqbox moved my score from the 300 range to 700 range in a year. Guys a year might be too long. You probably need to up your score asap but I will rell you to give loqbox s chanfe and trust the process Reviewed on: 1st June 2025

Loqbox has been a game-changer for me

5
It not only helped transform my credit score but also encouraged me to save mindlessly — something I’ve always struggled with. The structure made it easy to build healthy financial habits without overthinking. I’ve noticed a clear increase in my saving proportion with a set date od direct debit, and the credit boost was a huge confidence lift. I would absolutely recommend Loqbox to anyone looking to take control of their finances and build a better future. It’s simple, effective, and genuinely impactful. Reviewed on: 1st June 2025

I was stuck before Loqbox

5
It has supported me in gaining a mortgage and improve on my finances Reviewed on: 1st June 2025

still not updated my rent payment

5
still not updated my rent payment Reviewed on: 1st June 2025

Great way to help build credit score

5
Great way to help build credit score Reviewed on: 1st June 2025

Improvement.

5
An easy way to save and improve your credit score Reviewed on: 1st June 2025

Am proud to save with Lockbox becouse this is the se...

5
Am proud to save with Lockbox becouse this is the second payout am getting this coming October 2025 Reviewed on: 1st June 2025

Lockbox helped me to save money.. all is tranparent

5
Lockbox helped me to save money. They have knowledge and all all is Reviewed on: 1st June 2025

I have never regretted opening the account because i...

5
I have never regretted opening the account because it helps to build my credit score. Reviewed on: 1st June 2025

Built credit with no credit history

5
I came to the UK with no credit history and needed a way to build credit so that we could purchase a home. This provided the easiest and most viable option Reviewed on: 1st June 2025

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