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Manchester Credit Union: Loans reviews

4.84
Based on 4,011 reviews, last reviewed 24th Jul 2026
55% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great been with Manchester credit union for over 4 y... Great been with Manchester credit union for over 4 years and its the best Reviewed on: 24th July 2026
Aim's avatar
Aim

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (4011)

Very easy to use

5
Easy to understand and use and very quick and reasonable payment plans Reviewed on: 22nd May 2022

Very good

5
Very good fast process reliable good communication Reviewed on: 22nd May 2022

Excellent Service

5
A brilliant service, and care with affordable repayments and help and customer service second to none. A union with the person in their thoughts and personalise your dealings. Reviewed on: 22nd May 2022

A great team, excellent in the community

5
Excellent service and really make a difference Reviewed on: 22nd May 2022

Everyone should be with MCU

5
Joined MCU in 2019 with recommendation from my mother. Services are good including loans (low interest) and savings (good dividend at the end of the year). I like how they involve all customers in voting and AMG. Reviewed on: 22nd May 2022

Great staff

5
Very professional staff helpful Reviewed on: 22nd May 2022

Amazing credit Union

5
Manchester credit union did for me what a bank that I have banked with for 15 years could not do Reviewed on: 21st May 2022

never had any issue for a loan

4
it would be good for members who want a loan and who have already transfer their benefit to their account Credit Union to have more facilitate on the point of view of filling in the form Reviewed on: 21st May 2022

Good way for saving

5
It’s a very very good option for saving and it’s really very helpful Reviewed on: 21st May 2022

Loans 4 people not 4 banks

5
I believe credit union works for the people and its community. Customer Services are fantastic for they listen and help with your personal needs. Not too much red tape when applying for a loan as it is based on your saving. Affordable interest when you have an emergency. I'm grateful for being part of it. Reviewed on: 21st May 2022

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