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The Money Co-op (Formerly The Co-op Credit Union): Loans reviews

Name: Loans
Rating: 4.95 (163 reviews)

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4.96

Based on 163 reviews, last reviewed 15th May 2025

5700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

3 star

2 star

Latest highest rating:

5

Needed a loan fast Needed a loan quickly to purchase a second hand car. They helped tremendously and got me out of the jam. Reviewed on: 15th May 2025

Latest lowest rating:

1

Paying almost 50% in interest. Paying almost 50% in interest. Took it through a workplace loan, and it wasn’t very clear on how much I owed until I left the company. Updated my deta... Read more Reviewed on: 9th April 2024

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About this product

The Money Co-op offer personal loans from £50 up to £15,000.

You can apply online and potentially receive your loan within two working days. Members are required to save a minimum of £10 per month, so as you repay your loan, you’ll build up a pot of savings.

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The Money Co-op (Formerly The Co-op Credit Union) Loans reviews (163)

Awesomely Helpful

The Credit Union helps smooth out bills and big money payouts especially when work pay is seasonal or doesn't cover school holiday times Reviewed on: 15th June 2023

Life savers

When everyone else closed the door for us to get a credit in difficult financial situation, only co op credit union opened the door and helped... Reviewed on: 13th June 2023

Life saver

At a time of financial crisis the co op credit union came to my rescue deep in debt and struggling to pay bills they allowed me to pay for essential services and mot for my car saving across the year then getting a loan help me survive I could not thank them enough Reviewed on: 13th June 2023

Loan agreed

Brilliant service and very quick can't praise them enough they've helped me a few times Reviewed on: 13th June 2023

Friendly, Flexible and Simple

Where else can you borrow a small sum to go on a retreat, mend a washing machine, fund a short holiday, do a course? The Coop Credit Union is so approachable and helpful, making otherwise often intimidating or complicated financial decisions completely straightforward and workable. It is so empowering to be saving while repaying a loan, building up credit as I go. Reviewed on: 13th June 2023

Loan

Very good had a loan from them it was very fast and quick very easy process Reviewed on: 13th June 2023

So easy and extremely helpful

Such a good company easy to use app quick to answer and everyone is so helpful not only for borrowing with a great low repayment amount but helped me to save so no worrying for Xmas in the future Reviewed on: 12th June 2023

Fab service

Approved me for a loan to consolidate my debt which was a huge relief. Reviewed on: 9th June 2023

Amazing Support

These guys are amazing. Easy to save via my wages, akways at the end of a phone to help. Easy to apply for a loan with pay back through my wages. They totally deserve to win an award. Reviewed on: 9th June 2023

Affirdable loans and great savings builder

I would really like to recommend Coop Credit Union to everyone as an affordable and savings company ..I found the whole process of obtaing my loan was easy to apply and prompt payment with great communication from them at all times .Simply a must for anyone looking to have great rates on a loan,and savings builder. Reviewed on: 9th June 2023

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