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Moneyboat.co.uk: Short-term loans reviews

4.82
Based on 1,997 reviews, last reviewed 3rd Aug 2026
94% increase in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great service and very quick! Great service and very quick! No hassle and would reccomend Reviewed on: 3rd August 2026
Thor's avatar
Thor

Latest lowest rating:

2

It was fast, easy and clear. It was fast, easy and clear. I would definitely recommend this product to friends and family. Reviewed on: 14th December 2025
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About this product

Moneyboat offer flexible short-term loans.

You can borrow up to £1500 and spread payments over two to six months. As a direct lender, Moneyboat consider all applications, looking at multiple factors beyond just your credit score. That means if you’ve been declined elsewhere, you may still be eligible.

Moneyboat short-term loan reviews help you find out what it’s really like to be a customer. If you’ve used Moneyboat before, you can also leave a review and share your experience.

Review Moneyboat.co.uk: Short-term loans now

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Moneyboat.co.uk Short-term loans reviews (1997)

Quick loan

5
Excellent experience, I appreciate how easy and quick it was approved my loan. Thanks Kind regards Reviewed on: 7th May 2026

Simple application form really easy to fill in, no e...

5
Simple application form really easy to fill in, no embarrassing telephone conversations discussing financial problems. Super quick funding. Brilliant service. Reviewed on: 7th May 2026

Very quick response time and very efficient and frie...

5
Very quick response time and very efficient and friendly customer service. Reviewed on: 7th May 2026

a much needed helping hand..

5
Having a much needed helping hand, I've now paid back in full and just wanted to say again , thankyou very much , professional and there at a needy time , put my mind at rest . Would recommend moneyboat Thankyou !! Reviewed on: 7th May 2026

Easy to apply and fast overall process

5
Easy to apply and fast overall process Reviewed on: 7th May 2026

Very good had loans b4 off them very good rates...

5
Very good had loans b4 off them very good rates Reviewed on: 7th May 2026

Easy reply and payout is very quick as advertised.

5
Easy reply and payout is very quick as advertised. Reviewed on: 7th May 2026

I was surprised at how the repayment plan was.

1
I was surprised at how the repayment plan was. High APR Reviewed on: 7th May 2026
Reply from Moneyboat.co.uk Hi Robert, Thanks for your review. We’re sorry to hear our loan didn’t meet your expectations. We make sure the full cost is shown before a customer signs their loan agreement, and we only approve loans once a customer passes our affordability checks. Moneyboat is authorised and regulated by the FCA (Firm Reference Number 674154), and we work hard to ensure our customers are treated fairly. If you’d like to talk to us about your loan, please get in touch on 020 3818 7470 or at [email protected]. We’re here to help Mon–Fri, 8am–7pm (excl. Bank Holidays). Best wishes, The Moneyboat Crew Response date: 15th May 2026
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Moneyboat.co.uk

Applied for a loan, service was quick and easy, they...

5
Applied for a loan, service was quick and easy, they came back to me swiftly and money was sent all within an hour Reviewed on: 7th May 2026

It was a straight forward self explanation applicati...

5
It was a straight forward self explanation application, no need of a phone call all was simple online application and within the hour the money was in my account. And I love the fact that my payments was spread within 4 months not like long term loans of 4 to 5 years repayments. Reviewed on: 7th May 2026

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