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Moneybox app: Cash ISA reviews

Name: Cash ISA
Rating: 4.77 (3434 reviews)

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4.77

Based on 3,434 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Moneybox app has a human aproach Able to speak to a human if needed, even though its app Reviewed on: 20th August 2026

Latest lowest rating:

2

The transaction time is to long compared to its com... The transaction time is to long compared to its competitors and in the stocks and share Isa, there are not much options and the duration of withdrawal... Read more Reviewed on: 21st April 2026

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About this product

Moneybox have a Cash ISA that can be opened in minutes on the app.

The Moneybox Cash ISA can be opened with a minimum of £500 and you can transfer in any ISAs you hold with other providers. There are no monthly subscription or platform fees with the Moneybox Cash ISA.

Moneybox Cash ISA reviews help you find out what it’s like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Cash ISA reviews (3434)

Very simple, beginner-friendly app

Very simple, beginner-friendly app design * Good for building saving habits (round-ups, automatic saving) * Competitive Cash ISA rates at times * Everything in one place: savings, investments, pensions * Strong for people who want structure and discipline Cons * Not designed for advanced investors * Fees can feel noticeable on smaller balances * Interest rates are not always the best on the market long-term * Transfers and withdrawals are not always the fastest * Limited flexibility compared to full banking/investment platforms. Moneybox Cash is not about maximising returns — it’s about simplicity and consistency. Think of it more like a financial habit-building tool than a high-performance savings strategy. Reviewed on: 18th April 2026

Good returns and exceptional service!!

Moneybox have fairly good returns, a nice middle of the road level of interest and plenty of great saving accounts to choose from. I have used the customer service a couple times and both times be it Human or AI, it has been very good service. I asked about LISA'S and psensions, both of which I was able to get the help I needed. Especially with pensions, I found the searching service to be very precise and painless. Reviewed on: 18th April 2026

Easy, quick to set up/transfer.

Easy, quick to set up/transfer. Daily updates on interest useful Reviewed on: 18th April 2026

Regular savings and flexibility to add more when I c...

Regular savings and flexibility to add more when I can afford into my cashISA so easily. The site is extremely informative. Reviewed on: 18th April 2026

Easy to Use & Helpful Insights

Easy to use. Lots of useful articles. Competitive interest rates and good insights on money. Lots of encouragement to save and invest for the future. Helped me think about more about planning ahead so I have enough money to live a lifestyle I aspire to into my older years. Reviewed on: 18th April 2026

Very easy to use app.

Very easy to use app. The interest rate for beginners is great or very competitive. Only thing is that, please allow customers to link more than one of their bank account to the moneybox account. This is very common amongst your competitors. I have all my current accounts linked to my Trading 212 app, for example Reviewed on: 18th April 2026

Moneybox makes it easy to save money

Moneybox makes it easy to save money Reviewed on: 18th April 2026

Super easy to use, I’ve managed to get my adult chil...

Super easy to use, I’ve managed to get my adult children regularly saving by using the sop Reviewed on: 18th April 2026

Moneybox is easy to use and super helpful

Previously had a LISA which allowed us to buy our first home. Moneybox is easy to use, and I find the information the app gives you really helpful. The app gives tips to help you save and breaks down the different services it offers into easy to understand bits of information. It's really useful to have everything in one place. Reviewed on: 18th April 2026

Love the app

Love the app, the user experience is super simple and clear with great rates. You can clearly see your money working for you which makes saving more enjoyable Reviewed on: 18th April 2026

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