Write a review

Go to business site

Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (5396 reviews)

View other Moneybox app products

4.96

Based on 5,396 reviews, last reviewed 15th Mar 2026

45200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Beginner friendly The app is user friendly and provides easy navigation which helps users see where they currently are and how much they need to reach their desired goa... Read more Reviewed on: 15th March 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

Read all reviews See your review

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5396)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Moneybox is the way forward

Easy to use app and very informative, so good that you can save £4000 a year with a bonus of £1000 with the LISA. I wish normal bank accounts offered the same Reviewed on: 27th March 2024

Ive saved an additional £8000pa

I’ve saved £8000 this year with moneybox when I couldn’t even save more than £3K a year usually. I’m so much closer to buying a house now because of this app and it’s great that that you can link your house buying partners account so I can see how much we both have! Reviewed on: 27th March 2024

The Moneybox app inspires you to save money!

The Moneybox app inspires you to save money! Reviewed on: 27th March 2024

Is very easy and practical to use.

Is very easy and practical to use. Reviewed on: 27th March 2024

I love the interest rate on the Lisa especially the...

I love the interest rate on the Lisa especially the introductory bonus however I would be putting my 4000 straight away after the tax year if it stayed over 4.25%, I might only put it near the end of the year as other saving account will allow a higher interest rate Reviewed on: 27th March 2024

I’ve been saving for 4 years now and I couldn’t be m...

I’ve been saving for 4 years now and I couldn’t be more happier. I’ve recommended Moneybox to all my friends and family. Excellent! Reviewed on: 27th March 2024

Not clear enough about green credentials

They are not clear enough about their green credentials, unlike Triodos bank and nationwide, etc. Reviewed on: 27th March 2024

Struggling to see how your savings is going

I’ve never good at saving and struggled massively in the past but since opening my life time isa with money box they have helped me massively, I can see exactly how much I’m saving easily on the app and money box tells me how much interest I have also accumulated over the year! Reviewed on: 27th March 2024

Good service

Answered all my questions regarding rewards and my options. Reviewed on: 27th March 2024

Everything in one place

I have a few products with Moneybox - pension, cash ISA, Lifetime ISA, and a savings account. The app is easy to navigate and the customer service is excellent, queries are responded to promptly. As far as the accounts go, Moneybox offer very competitive rates, hence why I chose them for my ISA and savings. I also had a few workplace pensions from old employers which I consolidated into one - the app made it very easy to request the transfers, and if you weren't sure who your pension was with they have a great tool which helps you find out. Great experience overall so far! Reviewed on: 27th March 2024

Do you have a different Moneybox app product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash ISA
from RBS 4.05 from 29 reviews
Help to Buy ISA
from Barclays 4.54 from 32 reviews
Lifetime ISA
from Paragon Bank 5.00 from 1 reviews

Want to see more from Moneybox app?

Mortgages
from Moneybox app 4.99 from 83 reviews
Junior ISA
from Moneybox app 4.98 from 20 reviews
Personal pension
from Moneybox app 4.95 from 215 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub