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Moneybox app: Lifetime ISA reviews

4.96
Based on 5,392 reviews, last reviewed 14th Mar 2026
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Latest highest rating:

5

Great experience with Moneybox app I've had a great experience with the Moneybox app because it makes saving and investing simple and accessible. The user-friendly interface and helpful... Read more Reviewed on: 14th March 2026
Kpnuts's avatar
Kpnuts

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (5392)

I was attracted with the 4% interest and extra £1000

5
I was attracted with the 4% interest and extra £1000 and i asked my mates if anyone else uses it and they said yes so i thought why not give it a go since i already had some money saved up and now i like looking at my savings go up on the app Reviewed on: 27th March 2024

This is my fourth year with Moneybox and it's brilliant

5
This is my fourth year with Moneybox. The Lifetime ISA has been perfect to help save for our first house, particularly during the COVID pandemic. Any queries or issues I had, the Moneybox team were readily available, with fast response times and there has never been an issue with the app. It's simple, easy and can be accessed anywhere, anytime with real time updates on your earnings. Reviewed on: 27th March 2024

A fresh start with MoneyBox

5
I only recently started off already with Moneybox as I only learnt about the LISA very recently but I already have qualified for my £1000 bonus and the team have got back to me so quickly to answer any questions I’ve had, even if I’ve had to message the same person multiple times and the application is very easy to use. Reviewed on: 27th March 2024

Great app

5
Easy to use, fun competitions, easy to save in different ways Reviewed on: 27th March 2024

Simple and effective

5
I put off opening an account because I anticipated the process would be difficult, I couldn't be more wrong, within minutes I'd transferred my savings. The most negative aspect of the process was the fact I felt foolish for procrastinating! Reviewed on: 27th March 2024

Customer centric approach.

5
Application and service itself is visibility customer centric. It is completely new standard in fintech app sphere. Reviewed on: 27th March 2024

The interface is very friendly and easy to track sav...

5
The interface is very friendly and easy to track savings. I started small saving in LISA and seeing the progress, I was motivated to increase my savings from previous year. I recommend it to everyone who struggled to save as you can adjust your weekly/monthly deposit accordingly. Rounds up are a bonus to boost savings. Reviewed on: 27th March 2024

Great user experience on the app, makes saving easy...

5
Great user experience on the app, makes saving easy and convenient. Reviewed on: 27th March 2024

Great for mortgage saving!

5
I’ve been able to save an additional £5k for my mortgage this year thanks to Moneybox! Setting up a direct debit of just £400 a month was super easy and knowing I’d get £100 free each month was such a nice feeling. Reviewed on: 27th March 2024

Highly user friendly with excellent interest rates.

5
It is very easy to navigate the moneybox app. The app is very user friendly. There's excellent interest on all savings and investment accounts. Even the regular savings account has a 5 percent interest rate. I would highly recommend moneybox to anyone looking to either save for a new home, put aside cash for a rainy day or make a start investing. Reviewed on: 27th March 2024

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