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Moneybox app: Lifetime ISA reviews

4.96
Based on 5,396 reviews, last reviewed 15th Mar 2026
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Latest highest rating:

5

Beginner friendly The app is user friendly and provides easy navigation which helps users see where they currently are and how much they need to reach their desired goa... Read more Reviewed on: 15th March 2026
Chi C's avatar
Chi C

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5396)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

The interface is very friendly and easy to track sav...

5
The interface is very friendly and easy to track savings. I started small saving in LISA and seeing the progress, I was motivated to increase my savings from previous year. I recommend it to everyone who struggled to save as you can adjust your weekly/monthly deposit accordingly. Rounds up are a bonus to boost savings. Reviewed on: 27th March 2024

Great user experience on the app, makes saving easy...

5
Great user experience on the app, makes saving easy and convenient. Reviewed on: 27th March 2024

Great for mortgage saving!

5
I’ve been able to save an additional £5k for my mortgage this year thanks to Moneybox! Setting up a direct debit of just £400 a month was super easy and knowing I’d get £100 free each month was such a nice feeling. Reviewed on: 27th March 2024

Highly user friendly with excellent interest rates.

5
It is very easy to navigate the moneybox app. The app is very user friendly. There's excellent interest on all savings and investment accounts. Even the regular savings account has a 5 percent interest rate. I would highly recommend moneybox to anyone looking to either save for a new home, put aside cash for a rainy day or make a start investing. Reviewed on: 27th March 2024

Easy and simple to use

5
Easy and simple layout on the app, easy to track what you’re are saving Reviewed on: 27th March 2024

Haven't tried customer service, so I can't comment b...

5
Haven't tried customer service, so I can't comment but the app us great and easy. Reviewed on: 27th March 2024

Great experience and with the good interest rate and...

5
Great experience and with the good interest rate and government bonus money box is the best place if your saving for your first house. Amazing Reviewed on: 27th March 2024

The Moneybox Experience

5
I opened a Moneybox Lifetime Cash ISA account to help save for a deposit on a house. I selected Moneybox as they were known for their excellent customer service and easy to use app. Opening the account was straightforward and the app allows for effective management of investments through a simple yet intuitive dashboard. Additionally, the app helpfully displays other products, providing an understanding of all products on offer. Furthermore, Moneybox provide useful email updates, including on your account, new products, and promotions. Overall, Moneybox provide an excellent service and I look forward to investing with them going forward. Reviewed on: 27th March 2024

I started Moneybox and recommended it to my partner.

5
I started Moneybox and recommended it to my partner. Between us by the end of the tax year we will of saved £10,000 together! This is so exciting and I can see our guture forming in front of us! Reviewed on: 27th March 2024

Moneybox has helped me be able to make a good start...

5
Moneybox has helped me be able to make a good start to saving for my first home. The bonus scheme is great and makes me more motivated to save my money each year! Reviewed on: 27th March 2024

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