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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (5401 reviews)

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4.96

Based on 5,401 reviews, last reviewed 17th Mar 2026

45700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Moneybox have helped me achieve my financial goals f... Moneybox have helped me achieve my financial goals for the year and track my spending Reviewed on: 17th March 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5401)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Highly recommend - especially for first-time savers!

As a first-time saver who was daunted by the prospect, I find Moneybox to be clear and helpful. I trust that I will be informed of all the important information in a jargon-free way. The app is easy to navigate with multiple ways of adding funds (automatic monthly, transferring from existing savings or payday instant transfers) and it’s quick and easy to change these as you go along to suit your preferences month on month. I have and will continue to recommended MoneyBox to friends and family. Easy and fast to use, helpful guidance, useful tools and hassle-free. Reviewed on: 27th March 2024

Easily Navigable

Really easy to navigate app. Lots of info about different options. When I’ve asked a question it has been answered promptly. Overall I am happy and love the simplicity of it all Reviewed on: 27th March 2024

A really quick and easy way to save money and keep m...

A really quick and easy way to save money and keep myself from spending money. Reviewed on: 27th March 2024

Easy to use and earn.

Easy to use and earn. Great to put towards a deposit. Reviewed on: 27th March 2024

Helps a lot with saving.

Helps a lot with saving. Hopefully soon will be able to get my first mortgage Reviewed on: 27th March 2024

Helped me save

I think if it wasn’t for money box I wouldn’t have been able to save so much money. As someone who struggles to save, Moneybox has changed my outlook on saving for the better. Simplifying the process, crunching the numbers and progress reports. I enjoy saving thanks to Moneybox. Reviewed on: 27th March 2024

Very good product, easy to manage in app, good inter...

Very good product, easy to manage in app, good interface Reviewed on: 27th March 2024

Consistent and easy to use

I get consistent advice on how to save money and I find my savings data easy to access on the apps UI. I regularly log into the app and check my account and the notifications I get to get more tips on how to save money. Reviewed on: 27th March 2024

Best app-based bank for savings and ISAs

I chose Moneybox because at the time they had the market-leading interest rate for lifetime ISAs. I love the Moneybox app, it is really easy to use and includes lots of meaningful features such as being able to see a breakdown of my savings, how much I need to save to boost my bonus, and helpful articles about getting a mortgage, which is what I am hoping to use the LISA for. The weekly and monthly deposits make it easy to save without having to think about it and I can see my funds growing every week! I have since recommended Moneybox to family and friends and my partner has opened an ISA with them too. Reviewed on: 27th March 2024

Fantastic service - zero complaints

Fantastic service - zero complaints Reviewed on: 27th March 2024

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