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Moneybox app: Lifetime ISA reviews

4.95
Based on 4,915 reviews, last reviewed 12th May 2025
44% decrease in 5 star reviews
in the past 90 days
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4%
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Latest highest rating:

4

Good and simple Good, easy to deposit and shows a breakdown of your account Reviewed on: 12th May 2025
Milly N's avatar
Milly N

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (4915)

So easy to use

5
The moneybox lifetime isa made my home buying journey so straight forward! From the app, to the customer service, the service was excellent. I have already recommended to my friends and family Reviewed on: 31st March 2023

Excellent service

5
So easy to use, lots of extra support if needed Reviewed on: 31st March 2023

Simple, quick, accessible, informative

5
Excellent customer service with clean and efficient app to monitor your banking. It is especially good for LISAs but the app is loaded with articles about pensions, mortgages and everything you might need as a first-time investor or saver. Never had a problem and in some ways they are a model of how banking should be. Stress-free and welcome in a world that makes even simple things overly complex. Definitely recommended! Reviewed on: 31st March 2023

Excellent app Wouldnt go anywhere else

5
I’ve had Moneybox for quite a few years now and would recommend to anyone! Reviewed on: 31st March 2023

Lifetime ISA

5
Amazing! Service is so efficient and helpful to save money. The App allows you to change everything you need to and monitor your accounts. Always warned of deadlines to prevent missing out on bonuses or other products. Would highly recommend to friends and family. Reviewed on: 31st March 2023

Brilliant Service

5
I bought my first house in 2021 using the LISA and Moneybox couldn't have made it easier. From start to finish they were great in helping me save but also made huge gains on my savings utilising the government 25% scheme as well as Moneybox's interest rate on top. I was worried about being able to release the funds but it happened very smoothly and the team kept me updated at all times whilst also helping me out with the process. Would highly recommend to anyone looking to buy their first home. Reviewed on: 31st March 2023

Great customer service

5
When opening my Lifetime ISA the Customer Support team dealt with my query really quickly and I was able to open before the end of the financial year, meaning I didn’t miss out on earning interest! I’m happy with the level of service and feel my money is in good hands. Reviewed on: 31st March 2023

Definitely recommend LISA

5
The lifetime ISA is so easily laid out in the Moneybox app - it’s easy to see how much you have saved, how much government bonus you have. It allows you to round up payments with other banks and deposit the round up into the LISA at the end of the week so you are saving without realising! And they have loads of extras you can make use of - eg. You can speak to someone if you have any questions regarding a first time mortgage. It’s brilliant! Reviewed on: 31st March 2023

Top Saving App

5
Easiest and most convenient way to save into a Lifetime ISA I have come across. 10/10 recommend Reviewed on: 31st March 2023

Easy to use

5
My LISA has been so easy to use. I have been able to adjust my weekly payments accordingly when some months I may not have as much to save. It is really accessible and the app is easy to use as well as the bonus of being able to ask advice and calculate potential deposit or mortgage borrowing. Thoroughly thoroughly recommend. Reviewed on: 31st March 2023

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