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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (5403 reviews)

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4.96

Based on 5,403 reviews, last reviewed 21st Mar 2026

45900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Reliable and safe The app is easy to use and is always accessible (unlike other banking apps!). It's really clear how much interest I've earned. Reviewed on: 21st March 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5403)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

5 Star App!

This is a fantastic app for saving money. I have spent most my adult life working from 17 years old and I’ve never been able to save. Last year was the first year I saved and I managed to gain the full £1000 government bonus. The UX / UI makes it easy to navigate through the app, you can see your goals and how much bonus is left to attain. You can speak to a mortgage advisor and there are other services available. I’m now going into my second year of saving and hoping to buy a house sometime in the next 12 months. Thanks Moneybox Reviewed on: 12th April 2023

Great Way to Save!

Moneybox has helped me save towards my first house wouldn’t have been able to do it without the helpful app! Reviewed on: 12th April 2023

Excellent app and customer service

Moneybox is a great app and the customer service is exceptional. I would recommend to anyone without a doubt. Reviewed on: 12th April 2023

Best LISA

I moved to money box to set up a LISA instead of a help to buy ISA which enabled me to put more money each month into the account. Moneybox’s visual tracker and information displayed within their app is brilliant and also having the option to link your round ups was perfect for me to boost my savings! I have recommended it to a few friends and family who have signed up. Great app! Reviewed on: 12th April 2023

Easiest LISA account

Find this account so easy to use and I really like the way it's all set out it makes it so easy to transfer money into and see where your LISA is Reviewed on: 12th April 2023

Fast, realiable all in one place

I moved from a help to buy isa to a money box life time isa. Fast and convienient use of the app. They constantly update you and show everything in one place. Reviewed on: 12th April 2023

Transformed my saving plans

This app is so user friendly and really transformed how I engage with saving. It’s clean, clear and the best communication I have ever seen from a finance product. Reviewed on: 12th April 2023

Really user friendly!

I’ve used it for a year now, it makes saving really easy and I find the app really easy to use. Would 100% recommend! Reviewed on: 12th April 2023

So easy to manage

Opening and maintaining my lifetime ISA has been very easy with Moneybox! Reviewed on: 12th April 2023

Marvellous Moneybox

I’ve always had a dream of buying my first home but never knew where to save my money. I first came across moneybox when researching the best LISA’s online. Moneybox is so straight forward! You can put in up to £4000 each year and you’ll also receive a £1000 government bonus as well as interest on the money you put in. This can be deposited however you like; in one lump sum, as a payday boost, a weekly deposit or even daily! The app is so easy and efficient, I’ve managed to save £10,000 in just 2 years snd me and my partner and just been accepted on a house offer. I particularly liked how you couldn't access the money for a year and how the 25% government penalty applied for withdrawing thereafter. This gave me the motivation to save more and budget. As well as this, if you do have any queries or concerns the monebox helpers are so prompt and efficient. I’ve Recommended Moneybox to so many of my friends and now all of them are using it. It’s so helpful in the current financial climate and I am so grateful that I decided to open up an account 2 years ago. Reviewed on: 12th April 2023

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