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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (5424 reviews)

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4.96

Based on 5,423 reviews, last reviewed 25th Mar 2026

47800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Great, user-friendly app. Great, user-friendly app. Brilliant in-all resources on ISAs, pensions, investment, building wealth in general and great interest rates. Reviewed on: 25th March 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5424)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

So great

Thanks so much really helpful to save money for my first home Reviewed on: 9th February 2023

Does what I need well.

Almost 4 years in the app and it’s done exactly what I’ve needed it to do. Easy to adjust my direct debits when circumstances have changed and easy to track what’s going on which makes it easy to plan. The round up feature was also very useful. The pennies turn to pounds which add up. Reviewed on: 8th February 2023

I Just Wish I Heard About It Sooner.

With the help of MoneyBox my dream place is now very much a reality. I just can't believe that this app is free! Reviewed on: 8th February 2023

convenient product

Great app, useful features and variety of savings products. Love it Reviewed on: 8th February 2023

Great product, with great choices.

This app has really helped to make the best out of saving extra money to build for the future. Easy and reliable. Reviewed on: 8th February 2023

Ease of access and information

The MoneyBox app clearly explains all of the features and details of the products. Its easy to access and undertand as well as manage. Reviewed on: 8th February 2023

Great app and service

I could probably find a slightly better interest rate elsewhere but I know I wouldn't find the same service and quality of their app. Reviewed on: 8th February 2023

Brilliant

Moneybox offers an excellent service Reviewed on: 8th February 2023

An easy to use, soft touch app that could change your life

I like MoneyBox, not least because its the APP which will one day (hopefully) genuinely change my life. Before it I was struggling to put anything away for a house deposit, now I am slowly and surely starting to stack up the savings. The APP is easy to use and not too intrusive, I can go on it for advice as and when I fancy but its best attribute really is that I con totally forget about it all together but meanwhile in the background its continuing the hard work of putting money safely away for me to one day soon own my own home. Reviewed on: 8th February 2023

Why would you say no to free money?

Not only do you get a quarter of what you put in yearly (up to £4K), the interest is good on it so even if you’re not topping up your account you’re still slowly earning extra in your savings. The app is easy to use, but access is secure via a passcode that you set up yourself. It’s easy to check your account history and pay in money as well. Reviewed on: 8th February 2023

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