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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,303 reviews, last reviewed 4th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026
Samuel D's avatar
Samuel D

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (9303)

Moneybox has been amazing!

5
Moneybox has been amazing in my saving journey, I am really happy with the service I have received. Reviewed on: 6th April 2026

Been really good I have maxed my isa out for 2 years...

5
Been really good I have maxed my isa out for 2 years now and I already have enough for a deposit for a house Reviewed on: 6th April 2026

Best way to save for a house, brilliant for first ti...

5
Best way to save for a house, brilliant for first time buyers. Reviewed on: 6th April 2026

I would highly recommend Moneybox

5
I’ve used moneybox for nearly 5 years now and they have been amazing. I’ve had no issues with them and I recommend them to all my friends and family. Reviewed on: 6th April 2026

I love this App

5
Easy to use and very accessible, a great programme so helpful for first time buyers it makes saving so easy! And it has so many different options to be able to save in many different ways. Reviewed on: 5th April 2026

Easy app, great interest rates

5
The app it’s really easy to use and I love it updates your interest daily Reviewed on: 5th April 2026

Good interest rates, easy to deposit and check value

5
Good interest rates, easy to deposit and check value Reviewed on: 5th April 2026

Super transparent and easy to understand.

5
Had a lifetime ISA with moneybox for 3 years now, I find the way it breakdowns how much you have left to save and how ir breaks down your monthly interest and bonuses. Only downside I can think of is how the interest rate as been decreasing over the last couple of years for both cash and lifetime isa, however, I am aware that this is occuring in most if not all banks. Reviewed on: 5th April 2026

Great and Informative

5
Signed up for the lifetime ISA to save for my first house with my partner. It’s been fantastic, it clearly shows how much you can deposit to make the most of the governement bonus and extra tools like the mortgage in principle calculator, the deposit calculator and more make it a must use for first time buyers. Reviewed on: 5th April 2026

Used for two years

4
Good amount of selections to choose from, would be nice if had similar features to Nutmeg (JP Morgan) where you can see dividends paid into each of the accumulating options etc but overall good user experience. Both me and wife have a LISA one with Moneybox and the other with Nutmeg (JP Morgan) both easy to use, round up options / direct debit or manual transfers very easy etc Reviewed on: 5th April 2026

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