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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
51425% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (9291)

Great for saving as a first time buyer

5
I am using it to save up a deposit as a first time buyer and it has been an amazing app to do so. From the weekly deposit options and being able to connect it to your buying partners account to see how much you have both saved has been motivating. Also the mortgage service has been great so far with first mortgage, even though it is all online and not in person it is still so helpful. I would definitely recommend money box. Reviewed on: 21st April 2026

The app is really easy to use, no issues.

5
The app is really easy to use, no issues. Would recommend to anyone! Reviewed on: 21st April 2026

Easy and Full Control

5
Money box was v.easy to use. I set up my weekly contributions and it deduct them easily. I was able to invest a part of my capital in shares, I'd keep using it. Reviewed on: 21st April 2026

Amazing and everything I needed!

5
Amazing and everything I needed! Reviewed on: 21st April 2026

Great app with great services

5
Ive had money box for nearly 2 years and I have found it incredibly easy to use. Everything is in one place shown clearly and its great to see my money grow. I have recommended it to my friends and family who have also found it easy to use. Ive never had a problem with them. The life time is is also a great way for younger adults to save for a new house. Reviewed on: 21st April 2026

It's alright but could be more straightforward

4
I tried to make a withdrawal from my lifetime ISA without closing the account within the first 30-day window and it was not a straightforward process at all. I can't figure it out and will have to borrow money from friends to make it through the month, they made it obtuse deliberately I think. Besides that I'm happy with the account the interest rate is good and I imagine there'll be a lot of savings as a result of it. That's my only gripe really Reviewed on: 21st April 2026

Moneybox

5
Had nothing but a lovely experience with Moneybox as it has a simple structure and layout that is easy to understand Reviewed on: 21st April 2026

Its been great

5
Its been great, not had any issues and have recommended them to others Reviewed on: 21st April 2026

Savings and advice

5
Very helpful in saving and provides advice for every question I have so far had. Reviewed on: 21st April 2026

Easy to set up.

5
Easy to set up. Easy to add money to and easy to keep up to date. The apps very helpful. Reviewed on: 21st April 2026

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