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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4928 reviews)

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4.95

Based on 4,928 reviews, last reviewed 4th Sep 2025

99% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

I used it in 2025 to purchase my first home I used it in 2025 to purchase my first home. The process of withdrawing the money was seamless. Reviewed on: 4th September 2025

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (4928)

EASY TO SET UP, EASY TO USE.

EASY TO SET UP, EASY TO USE. I LIKE TO USE THE APP WHERE I AM ABLE TO SEE THE SAVING ACCOUNTS INCREASE, ALONG WITH EASY SET UP DIRECT DEBITS FOR ME AND MY CHILDREN, WHERE I DONT NEED TO THINK ABOUT HAVING TO TRANSFER MONEY. IT IS AUTOMATIC AND READY FOR WHEN I REITRE AND MY CHILDREN REACH ADULT AGE. Reviewed on: 5th February 2025

Easy process

Always reaching out to me asking if I’d like to speak to an expert. Easy application to use and a lot of information explaining the process and how it works. Reviewed on: 5th February 2025

Great app and very easy to use.

I started using moneybox last year for a start to save money into their simple saver and also a lifetime ISA, so far the app is great and adjusting my deposits is great, I've also got my wife onto using it and hopefully we will be on track for buying our first home within a few years Reviewed on: 5th February 2025

Moneybox savings impact

Using moneybox has really helped me build my savings on my lifetime isa to look at buying my first home. This savings option has helped my massively step towards my goals. Reviewed on: 5th February 2025

100% recommend it

I wasn’t sure what I wanted to do or how I should save up. Moneybox has been very helpful and very clear with information for someone who is new to this and isn’t very familiar with finances. Reviewed on: 5th February 2025

Excellent Lisa

I have used the Lisa for a few years and so far it's been excellent. The account was easy to set up and they allow you to link other banks to round up your spending, helping you save little increments towards your bigger goals, without noticing the missing pennies. Reviewed on: 5th February 2025

Switched to Moneybox from a competitor and have been...

Switched to Moneybox from a competitor and have been delighted with the service, app, fund offerings and flexibility. Reviewed on: 5th February 2025

Great Bank, would highly recommend!

The app is user friendly and it is easy to reach out and liaise with a person when needed. I was struggling with the MIP tool and reached out to a staff member who helped, and then she followed up months later to check in. I find it easy to save with moneybox and feel supported. Reviewed on: 5th February 2025

A must for first time buyers!

Moneybox has been the most incredible asset to enable me and my partner to buy a house. We were struggling saving but have managed to save £6000 within 6 months on Moneybox which has been life changing. Reviewed on: 5th February 2025

Easy and helpful

The app is extremely easy to use and has helped me reach saving goals. There are tips and help services on there too. Overall great app and services Reviewed on: 5th February 2025

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